At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. If the loan amount is 4 million yuan, it shall be calculated at the benchmark interest rate. With the interest rate unchanged, the monthly repayment amount is 26 177.76 yuan, and the first month repayment amount is 33,000 yuan (for reference only), and the monthly repayment amount will decrease month by month.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.