Medical insurance and medical guide for studying in France
1. Basic medical insurance and CVEC
In France, all students, whether French or foreigners, must buy student insurance. Before 20 18, if you enroll in a French school, the insurance premium and registration fee will be paid at the same time. The insurance premium is about 2 17 euros, and you will automatically enjoy the basic medical insurance service after registration.
Starting from the autumn of 20 18, student medical insurance began to be classified as general medical insurance. Every student receiving higher education in France can enjoy the same medical insurance service as before as long as he pays a CVEC fee of 90 euros before enrolling.
After purchasing basic medical insurance, you can enjoy 70% of the basic reimbursement rate for medical treatment in France.
2. Supplementary medical insurance
There is a sense of security called 100% guarantee! In order to get the remaining 30% reimbursement, you can choose to buy mutuelle.
Supplementary insurance, as its name implies, is a commercial insurance purchased to reimburse medical expenses other than basic insurance. Unlike basic insurance, mutuelle is no longer managed by medical insurance bureau, a national society, but provided by private insurance companies. This insurance is not necessary.
There are many insurance companies in the market, and each company provides different reimbursement items and proportions, so when choosing an insurance company, everyone must keep an eye on it and shop around. Choose the one that suits you best according to your own situation! Common ones are LMDE, emeVia, MEP, SMEREP, etc. You can get better medical assistance by paying about 5-30 euros a month.
Dealing with mutuelle is very simple (how can it be difficult to pay for the package ...), and you have three choices:
Option 1: Go directly to the insurance company to explain your demands, and then the insurance company will recommend many packages to you. All you have to do is fill out the form and sign it directly.
Option 2: Call the insurance company, say that you want to do a package, and report the information directly by phone. Next, you will hear Barabara's product recommendation, and then you will receive the documents from the insurance company in a few days, sign them and send them back.
Scheme 3: Online operation, choosing a set meal, filling out a form and submitting it is quick and convenient.
3. About seeking medical treatment
In France, medical care is open, and everyone is free to choose their own doctor. However, it is recommended to find a doctor who has an agreement with the government, which means that their consultation fee is determined by the social security department (23 euros for general doctors and 25 euros for specialists, of which about 70% can be reimbursed). Home visits, weekends and holidays will cost more.
4. Doctors' prescriptions and medical records.
Prescription is a drug prescription or test certificate issued by a doctor, which must be presented when going to the pharmacy for dispensing or testing. Feuille de maladie is a voucher for medical expenses such as medical treatment, dispensing and examination; When applying for reimbursement to social medical insurance institutions, medical records and copies of prescriptions must be sent.
5. Universal medical card-Vitaleka
Everyone who enjoys social medical insurance can get this medical card for free, and doctors and pharmacists can use this card to automatically record and transmit medical expense reimbursement applications through electronic channels. Using this card can avoid sending medical records to social medical insurance institutions and speed up reimbursement processing.
6. University infirmary
Medical services provided by universities for students. The infirmary can provide medical and health checks. The department of preventive medicine of the school can also provide a series of free services, such as disease prevention and control investigation, oral diagnosis and specialist consultation.
7. Hospital
There are several different medical institutions in France. The difference between them lies not in the quality of medical services, but in the reimbursement ratio of medical expenses. In public hospitals and social medical insurance institutions, the medical expenses of private clinics can be reimbursed 80%, while the medical expenses of non-private clinics can only be reimbursed about 10%.
When seeing a doctor in a public hospital, the self-care part (called "Ticket modérateur" in French) that is not reimbursed by the social medical insurance institution must be paid by itself. In case of hospitalization, both public hospitals and private clinics need to pay 18 euro/day hospitalization fee; Only when the supplementary medical insurance is insured, this fixed fee will be reimbursed by the supplementary medical insurance company.
8. Pharmacy
In France, all drugs that need a doctor's prescription to be sold are monopolized by pharmacies. Business hours are 9:00- 19:00, and some are open until 23: 00; Closed on Sunday, Monday morning and holidays. However, every market generally has a pharmacy on duty in case of emergency.
9. Emergency and night duty
Every public hospital has an emergency department that is open day and night. The list of doctors and pharmacists on duty can be found in pharmacies or in the service column of local newspapers.
Extended reading: several types of universities studying in France
1, comprehensive universities
There are 88 public comprehensive universities in France, focusing on scientific research and education, with high quality of education. The new "358" academic system is implemented, that is, three years for bachelor, five years for master and eight years for doctor. Generally, comprehensive universities do not charge tuition fees, but only registration fees. There is no ranking of public universities in France, and students can choose suitable universities to study.
2. Engineering colleges
It belongs to a class of higher professional schools in France and is an important part of elite education in France. There are 240 colleges of higher professional engineers. Students can get an engineer diploma and a new master's degree after graduation.
3. Business school
There are 230 higher business and management colleges in France, some of which belong to the French Chamber of Commerce and Industry (CCI) and others are private institutions. Business education is famous for paying attention to management practice. In addition, studying business in China is cost-effective. In some public universities, French students only need to pay a few hundred euros a year.
4. Art colleges
It is a part of the French Academy, which mainly trains artists, creators and professionals in the field of visual arts. Well-known French art colleges are usually famous for their strict entrance examinations.
Further reading: interview guide for study visa in France
First, introduce yourself.
The first thing to prepare is your basic introduction, which is the first step for everyone to show themselves. Whether you can leave a good impression on the interviewer depends on this step. It doesn't take long. One and a half minutes is basically enough.
The content to be included has its own name, education background and hobbies. We should show our advantages, write the manuscript well in advance, practice it several times to ensure fluency, so that we can be less like memorizing the manuscript.
In addition, the whole interview is in French, but the content of the questions will not include very complicated French, so everyone can basically cope, but I suggest that you be familiar with and prepare all the questions in advance to reduce the probability of mistakes.
Second, the basic question and answer
At present, some questions will be asked. 1. Why did you choose to study in France? Be sure to show your own characteristics when you answer. Your yearning and love for grammar should be sincere, and you should not learn the answers from the public on the Internet.
Second, why did you choose this institution? You can answer according to the nature of the school, which will be more targeted and show your understanding of the school, which will be more competitive and easier to pass the exam.
3. Why did you choose this major? At present, French universities offer many professional choices, many of which have never been heard of in China, but they are still very popular. Everyone should show their interest in the major and show their preparation.
Third, the questioning session.
After the question and answer, you can also ask your own questions and ask what you want to know. You should make good use of this link, because basically all your questions will be answered, which will help you deepen your understanding of this country.
Moreover, the interviewer will judge the students twice according to their questions, and the students who perform well will get higher evaluation, which will help everyone get the passed grades earlier.
Further reading: What should international students pay attention to when renting a house in France?
I. Guarantee
When international students rent a house, they need someone to guarantee that when they can't afford the rent, someone will continue to pay the rent. However, few international students can find a local guarantor, and it is also recognized that everyone can buy guarantee services through VISALE system.
If you rent a student apartment, you can avoid paying the deposit for a few months at a time, so that everyone will be less prepared and the process will be simpler.
Second, deposits.
In addition to the deposit, you need to pay the deposit to the landlord as a certificate to ensure the integrity of the internal facilities of the room. After checking out as agreed, you can return it directly if there is no problem. If you are detained, you can sue according to the contract.
The specific amount of the deposit is generally one to two months' rent, and as a student, one month's rent can be negotiated. In order to ensure that there will be no difficulty in subsequent check-out, you should take photos when you check in. Everyone must ensure that the indoor furnishings are in good condition and try to avoid disputes.
Third, the contract
1. Basic information
The basic information of the landlord and tenant should be clearly written in the contract, including the basic information of the house, including the address, area and all the equipment in the house, and the purpose of renting the house should be confirmed, whether it is living or business, so as to ensure that both parties are clear.
The living expenses such as rent should be clearly written, and the payment method should also be confirmed; How to bear the responsibility for breach of contract or man-made damage should also be made clear to ensure that your rights can be guaranteed by the contract.
2. Obligations of both parties
During the stay, the landlord can't just come to the door. After paying the rent every time, the tenant must remember to ask for a receipt and keep it properly. If there is a dispute after school, these are all materials that need to be produced.
3. Contract terms
Generally, unless there are special circumstances, the lease contract is signed within one year, during which the tenant can leave freely, but the landlord has the right to deduct part of the deposit, and the landlord cannot expel the tenant before the expiration. The situation here can also be prosecuted.