We all know that the bank will keep a reserve fund in order to let people who come to withdraw money have money to take it. If there is no reserve, the bank will have no money to pay its customers, and the bank will lose its credit. What does the customer reserve fund of Tonglian Payment Network Service Co., Ltd mean? Like a bank?

I. Tonglian Payment Network Co., Ltd. This company, referred to as Tonglian Payment for short, is a financial outsourcing and comprehensive payment service enterprise jointly invested by Shanghai International Group, Shanghai International Xinfeng Co., Ltd., China Vientiane Group and Zhejiang Jin Hui Jewelry with the support of relevant state financial authorities. The company is headquartered in Shanghai, with a registered capital of 65.438+0.46 billion yuan and abundant funds. The company's main business is to provide financial payment and transfer platform for enterprises and individuals, and carry out corresponding software development business. Since its establishment, the company has entered the fund, insurance, aviation, medical care, leisure and other businesses, and cooperated with many large customers, and now it is developing very well.

2. What is the reserve fund paid by China Unicom? The customer reserve refers to the monetary funds to be paid actually received in advance for handling the payment business entrusted by customers. Therefore, the customer's reserve fund does not belong to the company, but the customer calls the company first to ask for money, and the company uses it to pay for these wealth management products when buying products for him. Payment reserve, collectively referred to as narrow deposit reserve in China, has the same meaning as the reserve fund of the central bank, but the scope is smaller, that is, the deposits deposited by commercial banks and other financial institutions in the central bank.

Three. To sum up, therefore, the customer reserve paid by Tonglian is something entrusted by a third party, and this money does not belong to Tonglian Payment Company. If Tonglian pays not to buy products for customers, the money is useless and should be returned to customers. The reserve fund paid by Tonglian to customers, which was previously paid by customers to the company, has now been returned to customers, who can withdraw it for use.