Your wife bought insurance from the Agricultural Bank of China.

It is estimated that the insurance manager was selling insurance in the business hall of Agricultural Bank of China. Without a full explanation, it is inferred that this is a bank's time deposit business.

Second, how can Guangzhou Bank borrow money to enjoy it immediately?

The immediate amount of Guangzhou Bank can be recycled.

Bank of Guangzhou instant payment is a phased service launched by Bank of Guangzhou for credit card holders. After successful application, it can be used for consumption, wedding, study abroad and other consumption purposes.

Although it is a bank loan business, its essence is not a bank loan product, but a subsidiary loan product of a credit card. Of course.

Guangzhou Bank can borrow up to 300,000 yuan for immediate payment, and can repay in 60 installments at the longest, which basically meets the large consumer demand. Although the amount is high and the term is long, it is not a bank loan product in essence, but a large installment business of Guangzhou Bank credit card, which can be used for consumption, wedding, study abroad and other consumption purposes.

How to apply for instant payment? How about the real-time payment of Guangzhou Bank? Instant payment is a large-scale consumption installment business of Guangzhou Bank, with a maximum amount of 300,000 yuan and a maximum loan period of 5 years. Although there is no need to provide mortgage guarantee, as a bank product, there will definitely be certain thresholds, such as age, length of service and income.

It is understood that to apply for instant payment, women need to be 22-55 years old, men need to be 22-60 years old, and they need to work in the current unit for half a year, and the monthly verifiable income should not be less than 3,500. If it is a borrower in Guangzhou and Shenzhen, it must be more than 4,000 yuan, and you must also provide proof of ID card income.

Only when these conditions are met can you qualify for a loan, but you may not be able to get one. After submitting the loan application, the bank will also check the credit information during the examination and approval to understand the borrower's willingness and ability to repay. For example, if you meet the basic conditions, you can't pass the credit. For example, even if it is overdue for three or six times, it will be directly rejected, and it is difficult to approve loans if the personal debt ratio exceeds 50%.

Therefore, in order to make instant payment easy, it is recommended that borrowers maintain good credit and reasonable liabilities before borrowing, and it is best to have assets or wealth management in Guangzhou Bank, or be a mortgage customer of Guangzhou Bank. It is also helpful to have a well-used Guangzhou Bank credit card.

3. What is the immediate interest rate paid by Guangzhou Bank?

Bank of Guangzhou spot interest rate: 0.4%-0.9%. Instant payment is a product specially designed for wage earners launched by Guangzhou Bank, with a maximum amount of 500,000 for a single person (300,000 for a single transaction); Interest rate: 0.4%-0.9%; Term: 2 years (interest first, capital later, not crossing the bridge), 3-5 years (equal principal and interest); Repayment method: interest before principal, equal principal and interest, which can be recycled; The calculation of liabilities includes: credit balance, credit card usage amount and 5% external guarantee balance; Huawei's customer debt is ≤ 3 million; Liabilities of Class A customers are ≤ 1.5 million, and liabilities of Class B customers are ≤ 1 million. Bank of Guangzhou instant payment is a phased service launched by Bank of Guangzhou for credit card holders. After successful application, it can be used for consumption, wedding, study abroad and other consumption purposes. Although it is a bank loan business, its essence is not a bank loan product, but a subsidiary loan product of a credit card.

4. What do you mean by instant payment by Guangzhou Bank?

It is a credit loan issued by Guangzhou Bank to local white-collar office workers. It doesn't need real estate mortgage and guarantor. With personal work income and credit value, you can get a loan of 300 thousand, and those who meet the conditions can handle it at home.

1. Brief introduction of instant payment of Guangzhou Bank:

1. The loan can be 50,000 ~ 300,000 yuan, and the money can be used for various consumer needs such as house decoration, travel and wedding, house purchase and car purchase, and home consumption.

2. It is a pure credit loan, and the credit line is obtained through the approval of personal work income. The approval is relatively loose, and the loan is released within 1-2 working days;

3. Low interest and flexible repayment. The monthly interest repayment period is 1~5 years, and the monthly repayment pressure is small. If you meet the requirements, please consult our account manager.