1. If the insured needs surgery due to accidental injury or illness, Million Medical Insurance can generally reimburse the reasonable and necessary medical expenses incurred.

2. If the operation-related medical expenses incurred by the insured do not exceed the deductible, the million-dollar medical insurance cannot be reimbursed.

3. If the insured performs plastic surgery, corrective surgery, etc. , which belongs to the scope of millions of medical insurance exemption, will not be reimbursed.