If the victim suffers personal injury, the compensation obligor shall compensate all expenses such as medical expenses and income reduced due to missed work, including medical expenses, missed work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital food subsidies and necessary nutrition expenses.
The part exceeding the compulsory insurance liability limit (122,000 yuan) shall be compensated by the responsible party according to the responsibility determination. (That is to say, if the other party claims 622,000 yuan, you are the secondary liability, and you also have to bear [622,000-122,000] * 30%).
The compensation items are as follows:
Disability compensation = per capita disposable income of urban residents (or per capita net income of rural residents) ×20 years× disability coefficient of the last year where the court of appeal is located.
The living expenses of the dependents shall be calculated according to the degree of the dependents' loss of working ability and the per capita consumption expenditure of urban residents and rural residents in the last year where the Court of Appeal is located. If the dependant is a minor, it shall be calculated at the age of eighteen; If the dependent has no ability to work and no other source of income, it shall be counted as 20 years. However, for those over 60 years of age, the age will be reduced by one year for each additional year; Seventy-five years of age or older, calculated by five years.
The medical expenses are determined according to the receipt documents such as medical expenses and hospitalization expenses issued by medical institutions, combined with medical records, diagnosis certificates and other relevant evidence.
The lost time fee is determined according to the lost time fee and income of the victim. The lost time fee is determined according to the certificate issued by the medical institution where the victim receives treatment. If the victim continues to be absent from work due to injury and disability, the absence time can be calculated to the day before the date of disability.
The nursing fee is determined according to the income of nursing staff, the number of nurses and the nursing period.
The transportation expenses shall be calculated according to the actual expenses incurred by the victim and his necessary accompanying personnel for medical treatment or transfer to hospital for treatment.
In-hospital food allowance can be determined by referring to the standard of food allowance for ordinary staff of local state organs.
Nutrition fee is determined according to the disability of the victim and the opinions of medical institutions.
Follow-up treatment expenses can be compensated together with the medical expenses that have occurred according to the medical certificate or appraisal conclusion, and the compensation holder can sue separately after the actual rehabilitation expenses, appropriate cosmetic expenses and other follow-up treatment expenses necessary for organ function recovery training.