There will be no penalty interest for cosmetic loans. The longer the time, the more penalty interest will be generated, and the greater the pressure of subsequent repayment. If you don't pay it back for a long time, the lending institution will collect it, which will seriously affect your normal life and your reputation.
When an individual is unable to repay the cosmetic loan, he can negotiate with the lending institution to explain his financial difficulties, and then get an extension from the lending institution and pay it back later. In the case that the amount of plastic surgery loan is not very high, users had better borrow money from friends around them and then pay it back.
In fact, when you apply for a cosmetic loan, you should measure your repayment ability and then decide whether to lend. In the case of low personal income, users had better not borrow money to avoid overdue. Those with higher personal income can apply for loans.
There are many ways to borrow money at present. Users can compare different ways and then choose a platform with low interest rate, so that they can pay less interest when borrowing money, which is also very beneficial to subsequent repayment, but they must choose a formal way.
You don't have to pay it back. It's all closed down after the delay.
Will I be sued if I don't have a cosmetic loan?
If the plastic surgery loan is not repaid, but the money owed to the credit card is not repaid, it is a civil dispute to sue in court, and generally it will not be judged.
What will happen if you don't pay 30 thousand yuan to the plastic surgery hospital
I have made a 30,000 yuan arrears agreement with the plastic surgery hospital, and I will still be investigated for civil liability for breach of contract by the creditors. From the legal point of view: if it is really unable to repay, it should negotiate with the lending institution to extend the repayment period or repay it in installments. After the lending institution files a lawsuit with the court and wins the case, if it fails to perform the court's judgment within the performance period, it will apply to the court for enforcement. When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law. If the lender has no executable property under his name, refuses to perform the effective judgment of the court, and the negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. Those who have the ability to refuse to execute are suspected of refusing to execute the judgment or ruling. Legal basis: Article 242nd of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.
In Alipay Ant Flower Shop, won't I go to jail if I borrow money overdue?
No, any financial product of Alipay is an online loan. Even if the online loan is overdue, it will only be a civil lawsuit. Even if the judgment loses, at most, he is a faithless person, commonly known as Lao Lai, who is restricted from high consumption and will not go to jail.
Come on, what else will happen? Will you go to jail?
Borrowing it will also have the following consequences:
1. Default interest will be charged from the overdue date until all arrears are paid off. The overdue penalty interest is charged at 0.5 times of the normal loan interest rate of 65438+.
2. The system will report the overdue situation to the central bank's credit information and sesame credit, leaving bad records in it, which will damage personal credit, and the sesame credit score is likely to decline.
3. The use of the following functions will be restricted, and the system is likely to implement risk reduction, or even freeze the quota and close the account.
4. Because of credit problems, it is difficult to successfully handle credit loan business in other financial institutions in a short time.
5. Alipay will send text messages from time to time or even call for dunning. If the user is really overdue for too long, Alipay fails to respond to repeated reminders, and the amount owed is not low, Alipay may also run a lawsuit.
It should be noted that borrowing money generally does not lead to imprisonment. Even if a lawsuit is brought to the court because of serious overdue circumstances, it will not be sentenced to fixed-term imprisonment because it is a civil dispute and does not involve criminal offences.
Excuse me. Will you be sentenced if you are sued without money?
Borrowing money is not a loan dispute, and it will not be sentenced under normal circumstances. However, if you have the ability to refuse to execute the judgment or ruling, you will be subject to criminal punishment.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 577 Where a party fails to perform its contractual obligations or fails to perform its contractual obligations in conformity with the contract, it shall be liable for breach of contract such as continuing to perform, taking remedial measures or compensating for losses.
Article 578 Where a party expressly expresses or shows by his own behavior that he will not perform his contractual obligations, the other party may require him to bear the liability for breach of contract before the time limit for performance expires.
Article 579 If one party fails to pay the price, remuneration, rent or interest, or fails to perform other monetary obligations, the other party may demand payment.
Excuse me. Will I go to jail after the deadline?
You won't go to jail, borrow money overdue, and you can't pay it back for the time being. This is a civil dispute. Since it is a civil dispute, you will not be investigated for criminal responsibility under normal circumstances.
If you are sued, the court will make a judgment to pay back the money, whether intentionally or for objective reasons, because the borrower does have overdue behavior and will not put you in jail because you owe money.
If the overdue amount is small, then I suggest you find a way to pay it back first, otherwise you will get a phone call from the collection company every day, which will disturb your normal life. If the overdue amount is relatively large, I suggest that I can communicate with my family first to see if I can pay back the money first.
Credit is a person's second business card. Loans overdue, will be collected, will certainly affect the handling of mortgage loans. I suggest that you spend as much money as you have the ability to earn, and don't spend too much often. If you don't know your credit information, just search: Sky Data, find this WeChat applet, pull out your own online loan debt details and overdue credit status, and make a repayment plan according to your own situation.