1, small and micro learning loan app. Micro-learning loan is a special loan product for college students. The loan amount is the lowest in 200 yuan, and the highest is 2000 yuan. According to the repayment ability of college students, we provide a flexible repayment cycle with a minimum of 7 days and a maximum of 30 days. If the loan is approved, the money will be transferred to Alipay account, which will arrive in about 1 hour. The interest rate is one thousandth of the daily interest rate. 2. classmate loan app. The classmate loan app is a platform for college students to provide cash loan services in emergency turnover, holiday travel, education and training. It has a number of classified products, including "mini loan" of 600-5,000 yuan, with the longest loan term of 12 months; Emergency wallet "500 yuan, interest-free within 7 days; The interest-free amount of venture capital funds is up to 5000 yuan. 3, lightning learning loan app. Lightning Learning Loan app is a cash loan service launched by Shanghai Zhuxin Finance. The loan amount of Lightning Learning Loan is flexible. For college students in 300 yuan, 500 yuan and 800 yuan, the repayment period is as short as 7 days and as long as 15 days according to the repayment ability. Pure online operation, the loan is directly transferred to Alipay, and the next payment will arrive in about 10 minutes. You can borrow it and return it. However, it is not recommended for college students to use the loan app.
A formal app where college students can borrow money.
First, the common formal apps that can borrow money are Alipay, WeChat, Anyihua, and your loan.
1, Alipay: Alipay is the most common payment software. You can apply for a loan by clicking Ant Borrowing on Alipay my page, but Ant Borrowing is only open to some Alipay users at present. This product is believed to be familiar to all Alipay users. It is a loan service platform launched by Alibaba. The big database behind the platform will provide different quotas for different users according to sesame credit scores. The maximum amount can be up to 300,000 yuan, and the longest repayment period is 12 months, which supports loan-as-you-go repayment.
2. WeChat: Log in to the WeChat client and click My-Pay-Micro-Loan in turn to borrow money. Microfinance is only open to some users. If you don't see the micro-loan on the payment page, it means that it is not open to the user at present.
3. Anyihua: Anyihua is a credit product of Instant Consumer Finance Company, and the loan amount ranges from 1 1,000 to 50,000 yuan.
4. Your loan: Your loan is a peer-to-peer lending platform. You can apply for a loan by downloading the loan app on your mobile phone.
Second, what should I pay attention to when borrowing an app?
First, reasonably choose the amount and duration of the loan. The loan amount needs to be determined according to your own economic situation, and you need to consider your own economic repayment ability to avoid excessive repayment amount and excessive pressure. Generally speaking, the loan term means that the interest will increase with the increase of loan time, so try to choose a loan with time and interest within your repayment ability according to your own situation.
Second, we must carefully check the relevant contracts of the online lending platform to avoid regulations that are not in line with our own reality or are unacceptable to us.
Third, be rational when repaying. In the case of being able to repay each loan, it is best to use the remaining funds for other aspects of investment, so as to obtain the maximum income. Many people who have been cheated by online loans have not carefully read the relevant contracts and regulations, which makes them unable to have a good legal advantage when winning the case. If you are a college student, it is not recommended to use online loans, because you have little experience and can't tell the difference between true and false, and you are likely to be tempted by fake online loans, resulting in heavy debts. Article 26 of the Provisions of the Supreme People on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases promulgated by the State Council defines the interest rate ceiling and the rights of lenders in the lending relationship.
What loan app is good to borrow? What are the loan app softwares that college students often use?
What loan app is good to borrow? What are the loan app softwares that college students often use? Just 1 minute, you can enjoy the fast arrival and installment shopping service online. Xiaomi loan is a "conscience" low-interest loan because of its high amount, low interest and recycling.
1, small ant loan
Small ant loan aims to help users solve the problem of temporary shortage of funds and let users experience better loan services. Relying on massive user data, automatic risk control, cash withdrawal through mobile phones, improve the efficiency of loan services and reduce costs.
We provide users with installment loans, micro-loans, credit loans, emergency loans and other services to help people complete loans at low cost without leaving home, and make it easier to borrow online all the time.
1 There is no way to borrow money, so don't worry.
Simple application-fill in information online and always borrow money online.
Quick loan-the same day loan, the same day audit, the fastest 2 hours to arrive quickly.
2. High pass rate of intelligent matching.
Personalized recommendation-intelligently match loan products according to your personal information.
Convenient tools are easier.
Interest rate inquiry-interest expenses are transparent and open, and the bill is clear at a glance.
Repayment on time-set up regular automatic deduction function to prevent overdue.
2. Simple loans
Basic introduction
Simple loan, simple enterprise, domain-based loan.
Simple Loan Network is an online loan information intermediary platform under Xiamen Simple Loan Financial Technology Service Co., Ltd., which aims to help borrowers raise funds quickly and meet their capital needs. Simple loans adhere to strict risk control mechanism, borrowers use domain names, cars and other assets as collateral, and investors invest conveniently and stably, achieving win-win results for all parties.
Features:
1, the project information published on the simple loan network is 100 yuan, and the expected annualized interest rate is 8%-15%;
2. The funds are managed by Sina, and the platform and funds are separated. All operations need to be initiated by users themselves, and identity authentication, mobile phone authentication and other aspects are guaranteed;
3.Mayer-PaCO's electronic contract has been certified by judicial organs and has legal effect.
Investment is risky, so be careful when entering the market!
Update log
1. Some bug fixes
2. Partial function optimization
3. Loan-helping treasure
enterprise function
1, with the service concept of "helping people with loans, you get a commission",
Help customers and friends solve the problem of capital demand, and at the same time get high commissions to achieve win-win results for all parties;
2. Business covers: credit loans, vehicle mortgages, real estate mortgages, secured foreclosures, cash foreclosures, bridge loan, bank loans, etc.
3. Cooperative institutions: four major state-owned banks, some commercial banks, well-known guarantee companies, small loan companies and other financial institutions.
4. Industry coverage: automobile, real estate, medical plastic surgery, wedding, education, tourism, etc.
product function
1, online bill of lading, convenient and fast.
2. Track the order status in real time
3. Scan the bill of lading to ensure the safety of customer information.
4. the audit is fast and the commission is collected quickly.
operate
1, download the APP
2. Submit loan demand
Step 3 sign a loan
4. Commission received
activity
Download the APP and register successfully, and reward 10 yuan cash.
Download now and start making money. "Help people with loans, you get a commission", help loan treasure, the loan artifact around you!
Developer: Beijing Rongxin Zhongzhi Information Technology Co., Ltd.
Step 4 dig for treasure
Introduction to treasure digging
Dicai's high-quality comprehensive financial information service platform is based on a professional risk control system, and is committed to selecting high-quality asset projects for users, so that everyone who is careful in financial management can enjoy inclusive finance and realize wealth appreciation.
Brand advantage
1.9 years of brand accumulation, focusing on the field of comprehensive Internet financial management;
2. CDB, IDG, CDH, Huaping Investment and other well-known Chinese and foreign investment institutions have accumulated more than 300 million US dollars of financing;
3. Internet finance is a double gene, and the elite team is committed to providing professional services.
Strict risk control
1. Triple-ten-way strict audit mechanism to select the best asset projects;
2. The account funds are supervised by the bank in the whole process, and the transaction flow is more transparent;
3. Through ISO2700 1 certification, the information security system meets international standards;
4. It has passed the three-level certification of national information security level protection, and the information security standards are legal and compliant.
Pay attention to welfare
It is estimated that 12% novice-specific projects will be annualized, and 3% interest rate coupons will be given to 520 yuan red envelopes immediately after registration, and 5%20-day interest rate coupons will be given after the first purchase! 18 monthly wealth day, more gifts! Massive welfare soft!
Intimate service
1. There are many choices, including smart investment, easy profit, funds, etc. To meet your diversified investment needs;
2. From1yuan, the threshold is low;
3. It only takes 1 minute from registration to purchase, and the position income is clear at a glance;
4.7X24 hours, carry financial management with you anytime, anywhere.
Contact to dig for money
Customer service telephone number: 400-711-8718 (Monday to Friday 9: 00- 18: 00).
Wechat: Digging for treasure
5. Money Cat Loan
Money Cat Loan is a fast installment loan app specially designed for young people.
As a popular and efficient cash loan app product since its launch, Qianmao Loan focuses on high-speed deposits, low-interest loans and large-sum fast loan services, especially to meet the cash emergency and demand of modern white-collar workers. The cash loan is up to 200,000, which is divided into 36 months and 3 minutes.
Advantages:
Quick loan: online application 1 minute, review for 5 minutes, and the fastest payment is 3 minutes;
Low threshold: you can enjoy a quota of 50 thousand with your ID card without mortgage or guarantee;
Low interest rate: 0.02% interest rate is easy to borrow, and everyone has interest-free benefits;
High pass rate: 1 million people passed the examination and approval, with a pass rate of 91.5%;
The introduction of a good platform for college students' loans ends here.