To withdraw the income from Bank of Ningbo’s wealth management products, you need to go to the bank to find a staff member on the expiry date of the wealth management product to withdraw the principal and income together. The income from financial management products is directly transferred into the principal of the financial management product, which is equivalent to reinvestment. If the income is withdrawn, you need to apply to redeem the share or quantity of the financial management product, then the principal and income will be withdrawn together. For closed-end financial products, the principal and income are automatically transferred to the customer's account after the financial management expires. Open-ended financial products will not be redeemed automatically. Investors need to apply for redemption themselves. After the redemption is submitted, the company to which the financial product belongs will perform settlement and then arrange for the arrival of the funds.