In fact, the earliest pawnshop originated in the Southern and Northern Dynasties. At that time, pawnshops were all run by monks, mainly in temples. Buddhism prevailed in the Southern and Northern Dynasties, and large and small temples abound. Because people believed it, the temples at that time were full of pots and lots of money, but the monks could not use them all, so they thought of a way to sit in the temples and wait for others to exchange some precious mortgages for money. In this way, they enjoyed it, got a lot of good things at low prices, and worked under the banner of helping the people. Therefore, the "temple library" has gradually developed since then.
During the Xuanzong period of the Tang Dynasty, some wealthy bureaucrats promoted the development of pawnshops, which were called pawnshops at that time, but they were more cunning than monasteries, mainly because some idle nobles used pawnshops to engage in usury activities, thus achieving the purpose of collecting money.
During the Song Dynasty, the economy developed rapidly, so pawnshops developed well in the hands of the rich in the Song Dynasty, especially at that time, many bureaucrats and nobles used it to do some usury and private lending activities, and most of the pawned things were valuables such as gold, silver and jewelry.
Therefore, pawnshops originated in the Southern and Northern Dynasties, but they developed rapidly in later dynasties, and there were more and more different businesses related to money. After all, it's a way for the rich to make money from the pockets of ordinary people.