In my opinion, the reason for this situation is not the amount of money, but the change of ideological level at this time. Even if Cixi has more money of her own at this time, what she thinks is always her own interests, not the interests of a country. In the mind of Cixi, she lived comfortably alone, far more comfortable and better than a country. She would rather sacrifice a country for her own enjoyment. So even if she had valuable items, she wouldn't use them to save the Great Qing Dynasty.

And just imagine, at that time, if you want to save the fate of a country by selling your own goods for money, the little wealth that Cixi has is completely insufficient to support a war related to the fate of the country, especially in the case that the West has left the era of cold weapons. Especially for the universal material, its value depends on people's cognition of it. If one day the universal material really means that people's cognition of it is limited to its actual value, not its cultural value. Its value is actually very low.

On the other hand, ideologically, their pedantic and closed thoughts were common in the Qing Dynasty at that time. Not many people are really willing to accept and learn new things. At this time, it is not money that they can save the country.

What is most needed should be spiritual redemption. There are traces to save money, but spiritual salvation can only be changed from itself! So their fate of extinction can be said to be an inescapable fact.