1. Formal channel: When choosing loan advance payment service, you must choose legal and compliant financial institutions or platforms with complete licenses to avoid falling into illegal advance payment or fraud.
2. Loan interest rate: Understand the interest rate level and repayment method of the loan, clearly stipulate the interest and repayment period, and ensure that the burden will not be excessive because of excessive interest rate or unreasonable repayment conditions.
3. Required materials: According to the requirements of the prepayment service organization, prepare relevant materials, including identity certificate, loan application form, business license, etc. , in order to smoothly handle the loan procedures.