At present, there are various products of critical illness insurance, and the coverage of different insurance products is also different. In the eyes of many people, since it is financially secure, it can prevent serious diseases in the future. Of course, it is better to buy varieties with more protection. Many insurance companies will also emphasize the types of diseases in their publicity. But in fact, for individuals, the wider the insurance coverage, the better. When choosing critical illness insurance, you must pay attention to the contents of disease protection in the insurance contract. Are these all what you need, such as systemic lupus erythematosus (more common in women aged 15-40), rheumatoid arthritis, malignant mole, osteoporosis, urinary incontinence surgery, female cancer in situ, accidental plastic surgery, etc.

Second, the determination of the amount of insurance

According to relevant data, the cost of serious illness treatment generally ranges from tens of thousands to hundreds of thousands or even millions. According to the choice of medication and treatment, the proportion of medical insurance reimbursement is different. Therefore, the insured must choose the insured amount according to their actual situation, and it is recommended to be around 65438+ 10,000-300,000.

Third, the choice of payment methods.

It is best to choose the annual payment method for purchasing critical illness insurance. Although the total amount paid will be higher, the fee paid each time will be less, and the final fee paid is not necessarily higher than the one-time fee, which is also conducive to reducing the economic burden of the family. In addition, many insurance companies have "premium exemption" provisions. If the payment of critical illness insurance occurs during the payment period, the insurance premium for the subsequent period shall be exempted from payment from the date of payment, and the insurance contract shall remain valid.

As a woman, it is also important to care about your health. Only a healthy self can have more capital to pursue dreams.