After the accident, the owner should call the insured insurance company immediately. If there is a personal injury accident, it is necessary to notify the traffic police department to divide the responsibilities at the scene, otherwise the insurance company will not compensate. After the insurance company personnel arrive at the scene, the owner will issue insurance documents, driver's license, driving license and ID card.

After checking the information, the staff will ask the owner to fill out a report form, which needs to describe the specific process of the accident in detail and objectively. There is also the detailed phone number and identity information of the informant.

Extended data:

Precautions:

After the collision of moving vehicles, you must protect the scene and remember not to destroy the scene, otherwise the insurance company may not admit it. After all, the insurance personnel are very experienced in surveying and determining the damage, which should be noted.

After a collision between two vehicles, it is necessary to distinguish who is responsible for the accident. If both parties are responsible, it is necessary to repair the vehicle in proportion to the size of the responsibility. If one party is fully responsible, it needs 100% compensation. Some responsible people are cunning in turning right from wrong. Don't be afraid. Just install a driving recorder on the car.

Baidu Encyclopedia-Vehicle Insurance Claims Procedure

People's Daily Online-The insurance company can refuse to pay compensation if the accident is reported late.