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What if the car is scratched? What should I pay attention to?
The processing flow of vehicle collision accident is as follows: 1, check of stopping and flameout; 2. Confirm the safety status of personnel of both parties; 3. check the information. Need to record the license plate number, driver's license, driving license, insurance certificate and other information of both parties; 4. Record the damage of the vehicle, pay attention to carefully check the condition of the vehicle, and use digital cameras, mobile phones and other camera equipment to record the scraped parts and the condition of the vehicle in time; 5, clear responsibility identification; 6. The claim can only be made if the vehicle is damaged.

First, the handling process of vehicle collision accident

1. The handling process of vehicle rub-impact accident is as follows:

(1) Stop the engine and check the status;

(2) Confirm the safety status of personnel of both parties;

(3) check the information. Need to record the license plate number, driver's license, driving license, insurance certificate and other information of both parties;

(4) Record the damage of the vehicle, carefully check the condition of the vehicle, and use photographic equipment such as digital cameras and mobile phones to record the scraped parts and the condition of the vehicle in time;

(5) Clear responsibility identification;

(6) Fixed loss claims for vehicles.

2. Legal basis: Article 76 of the Road Traffic Safety Law of the People's Republic of China

If a traffic accident of a motor vehicle causes personal injury or property loss, the insurance company shall make compensation within the liability limit of compulsory motor vehicle third-party liability insurance; The insufficient part shall be liable for compensation in accordance with the following provisions:

(1) In case of a traffic accident between motor vehicles, the party at fault shall be liable for compensation; If both parties are at fault, they shall share the responsibility according to their respective fault proportions.

(two) motor vehicles and non-motor vehicle drivers and pedestrians have traffic accidents, and the non-motor vehicle drivers and pedestrians are not at fault, and the motor vehicle party shall be liable for compensation; If there is evidence that non-motor vehicle drivers and pedestrians are at fault, the liability for compensation of the motor vehicle party shall be appropriately reduced according to the degree of fault; If the motor vehicle party is not at fault, it shall be liable for compensation not exceeding 10%.

The loss of traffic accidents is caused by non-motor vehicle drivers and pedestrians deliberately colliding with motor vehicles, and the motor vehicle party is not liable for compensation.

Second, what is the car damage insurance claim process?

The claim process of automobile accident insurance is as follows:

1, out of danger;

2. report the case. The insurance company requires that it must report the case, call the police and call the insurance company to settle claims within 48 hours. If it is missed, it will not be lost;

3. On-site treatment. In order to avoid affecting traffic, you can move the vehicle after marking the tire position. T is usually used to mark the position of the tire;

4. file a claim;

5. Cooperate with the accident investigation of insurance companies;

6. Close the case.