Yes, generally 18 years old or older can get a loan.

Conditions to be met when applying for a loan:

1. The applicant must be a natural person with full capacity for civil conduct, aged 18 and under 65 years old;

2. Having urban permanent residence or valid residence status requires the borrower to have legal status;

3. Have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

4. Some banks will require applicants to apply for a credit card or loan from the bank and have a good credit record;

5. Other loan conditions that the borrower needs to meet.

Information to be provided when applying for a loan:

1. Original and photocopy of my identity certificate and household registration book;

Original and photocopy of spouse's identity certificate and household registration book (provided when the borrower and his spouse are not in the same household registration book);

If there is a guarantor, the original and photocopy of the guarantor's identity certificate and household registration book;

Borrowers who are not registered in this city provide proof of legal residence;

2. Proof of residential address (household registration book, etc. );

3. Proof of income or employment;

4. Proof of income of the loan applicant and his family members;

5 proof of ownership of the security interest (proof of property to be mortgaged, original pledge, etc.). ).

6. Other information required by the bank.

The process of applying for a loan:

1. The borrower applies for a loan from the local branch and submits relevant materials;

2. Local branches accept and conduct credit surveys;

3. The local branch conducts risk assessment and loan review, and gives a reply;

4. Sign a loan contract and approve the loan;

5. Loan issuance;

6. Payment management _ The borrower pays independently or entrusts the lender to pay);

7. Post-loan management and risk assessment.

Where can I borrow money just after 18?

At least 18 years old meets the loan conditions, and banks, loan companies and other channels can apply.

Trust Wealth: It is a formal loan company listed in the United States, with a quota of less than 6,000 yuan, mainly providing consumer loans and life loans.

Sina has a loan: Sina is a formal loan platform with a maximum loan amount of 200,000 yuan and a minimum daily interest rate of 0.03%.

Loan: For the formal loan platform provided by Alipay, the application must be at least 18 years old, with a maximum amount of 300,000 yuan and a daily interest rate of 0.0 15%-0.06%.

Central Plains Consumer Finance Raises Funds

Zhongyuan consumer finance is a large-scale loan platform for inquiring about credit information. It belongs to a licensed consumer finance company. The maximum loan amount can reach 200,000 yuan, and the daily loan interest rate can be as low as 0.03%, and it can be received in 5 minutes at the earliest.

Zhilian long-term loan

Recruiting a good term loan is also a platform for credit reporting. The maximum loan can be 200,000 yuan, the daily loan interest rate is 0.03%, and the application threshold is low. It can lend money to people aged 23 to 60.

Baidu has money to spend and enjoy loans.

Baidu has money to enjoy loans, which is a very popular product. Can provide you with a large loan with a loan amount of 300,000. The loan is free of service charge and has the lowest interest, so it will be approved soon.

Haifu

Hi Pay is also one of the large-scale loan platforms for credit investigation, belonging to Haier consumer finance. The maximum loan amount is 200,000 yuan, and the minimum credit amount for borrowers with good credit is generally 6,543,800 yuan, which can meet the basic daily borrowing needs.

360 IOUs

360 IOU is a loan platform launched by 360 Finance. The loan amount is relatively large, depending on the credit history. We can provide you with a loan amount of up to 200,000 yuan, and the longest repayment period is 12 months.

To apply for a loan, you need to have a fixed local address, good credit and repayment ability, a stable job and income, and no bad credit record. If the loan is used for project construction or individual business, then the project is feasible, which is conducive to the sound development of social economy and has good social and economic benefits.

/kloc-can I get a loan from the bank at the age of 0/8?

Yes, you can. But you must meet the following basic loan conditions:

1, the identity is legal and valid.

2. At least 18 years old, and the age and loan term shall not exceed 70 years old.

3. Have the ability to repay the loan principal and interest on time.

4. Abide by the law, be honest and trustworthy, and have no illegal acts. At present, there are no criminal cases or civil cases against them.

5. The credit is good, the loans and credit cards under the names of customers and their spouses are not overdue at present, and the credit records meet the product access requirements.

Introduction of bank loan related information:

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts.

1. Reasons for borrowing:

In the process of applying for a loan, the lender should be frank and clear about the reasons for the loan, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.

2. Loan amount:

Lenders should not apply for high-amount loans in banks, because the higher the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.

3. Description of loan:

Fill in the application materials, loan purpose, personal credit record, income source, repayment ability and family income in detail. Make sure that your loan can be repaid on time no matter when, where or how.

4. Loan repayment:

After the borrower successfully applies for a loan, he must repay it at the specified time, so as to avoid taking chances, delaying the repayment time and causing bad personal credit records. In addition, the relevant departments will try their best to recover the loans in arrears.

Reference link: Baidu Encyclopedia: Bank loan

18 is definitely a platform for loans.

18 years old means that you are an adult. If there is no other evidence that you are a person with full capacity for civil conduct, you can borrow money online. Then the main lending platforms are lending treasure, small-scale finance, micro-loan and online business loan, which are relatively reliable lending platforms.

First, 18 years old is an adult. At this time, you can apply for loans through banks or through some online platforms. Many platforms require borrowers to be 18 years old and have full capacity for civil conduct when borrowing. Of course, there are other requirements when borrowing money.

Two, when handling loans, borrowers are generally required to submit proof of income, so that lenders can understand the repayment ability, if individuals receive.

If you don't make a lot of money, you will refuse the loan. The borrower had better measure his repayment ability before handling the loan, and make sure that he can repay the loan on time.

Third, if you borrow through online channels, you should pay attention to the interest charged by the platform at this time. If you charge a lot of interest, it is best not to choose such a platform at this time, so as not to repay the loan on time. If the late repayment is overdue, the platform will collect it, which will affect your normal life.

Fourth, online borrowing must choose a formal platform. Now the more familiar platforms are Lending Treasure, Micro-loan and Online Merchant.

Loans, JD.COM gold bars, rich flowers, etc. When borrowing money, the loan interest of different platforms is different, so we must compare and choose a reliable platform with low interest.

Five, 18 years old can apply for many platforms, including banking platforms, large consumer finance companies, platforms, and general consumption staging platforms. Of course, if the operation is improper, it is also possible to apply for a product. Therefore, before choosing a platform, you must check the background of the platform, whether it is a formal platform issued by the CBRC, and the interest rate of such platforms is the lowest, so there is no routine. If necessary, it is recommended to give priority to the products of banks and consumer finance companies.

Can I get a loan just after 18?

You can apply for a loan from the bank as soon as you turn eighteen.

Bank loan application conditions are:

1.18-a natural person aged 60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed).

2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.

3. The borrower's actual age plus the loan application period shall not exceed 70 years old.

Extended data

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply.

Information to be provided by the borrower:

1, ID card of both husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.

2. Two copies of marriage certificate/divorce certificate or judgment/single certificate.

3. Proof of income (format stipulated by the bank)

4. Copy of the business license of the unit (with official seal)

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.