1. The borrower must be at least 20 years old.

2. The borrower must be a natural person with full capacity for civil conduct.

3. The borrower has a fixed residence in China.

4. The borrower has stable income and good credit.

5. The borrower meets the access conditions for elite personal loans.

6. Other loan conditions stipulated by Suzhou Bank.

2. What are the application conditions for Suzhou credit loan?

Hello, I'm Sina Xiaopang loan class. Specifically, you can apply for personal unsecured loans.

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Personal unsecured definition:

The loan service granted by the lender to solve the temporary consumption demand is less than 1 year and less than 20,000 yuan, and can be obtained only by its own reputation without providing collateral or third-party guarantee.

Conditions of the Borrower:

1. China citizens with permanent residence in China, permanent residence (or valid residence certificate) in local towns and full capacity for civil conduct;

2. Have a legal occupation and a stable economic income (the monthly salary income should be more than 2,000 yuan), and have the ability to repay the loan principal and interest on schedule;

3. The borrower's unit must be an administrative, enterprise or institution recognized by the lender and having a good cooperative relationship with the lender, and the lender will pay wages on its behalf;

4. Abide by laws and regulations, and have no illegal acts and bad credit records;

Loan term and interest rate:

1. The term of personal small short-term credit loan is less than 1-2 years (inclusive).

2 personal small short-term credit loan interest rate according to the provisions of the people's Bank of China short-term loan interest rate.

3. The starting point of personal small short-term credit loan is 2000 yuan, and the loan amount shall not exceed 6 times of the borrower's monthly salary, and the maximum shall not exceed 20,000 yuan.

Loan application materials:

1, loan application approval form

2. My valid ID.

3. Valid proof of address

4. Proof of stable income

3. What are the requirements for the white-collar loan of the Postal Savings Bank?

Postal savings white-collar loan is an unsecured and unsecured loan product launched by Suzhou Branch of Postal Savings Bank. Applicable object

1. Civil servants of state organs;

2. Teachers, doctors or staff of other institutions;

3. Formal employees of banks, securities, trusts and fund companies;

4. Formal employees in monopoly industries such as postal services, electric power and communications;

5. Other high-quality customers identified by the Postal Savings Bank. The application condition is 1. At the age of 18-60, with full capacity for civil conduct; 2. Have a good credit record; 3. Have a stable job and income, and have the ability to repay the loan principal and interest on time; 4. Other conditions required by the Postal Savings Bank. The maximum loan amount is 300,000 yuan, and the specific amount will depend on the borrower's qualification. Loan materials When applying for a postal savings white-collar loan, the borrower needs to provide his valid ID card, work certificate, income certificate, marriage certificate and other materials.