Many city commercial banks have purchased high-quality credit products to help individuals or small and medium-sized enterprises get out of the predicament of lack of money. Today, I will introduce Sunshine Loan under Rizhao Bank, which is a consumer loan suitable for individuals.

1. What product is Sunshine Loan?

"Sunshine Loan" refers to the personal consumption RMB loan issued by Rizhao Bank to natural persons who meet the prescribed conditions, aiming at meeting the personal capital needs of customers in the consumption of large-value goods or services such as home improvement, wedding, tourism, education and home appliances. The approval process is fast and convenient, and the service is of high quality. "Sunshine loan" business is divided into "Sunshine loan-self-purchase loan" and "Sunshine loan-business purchase loan".

Second, the sunshine loan application conditions

1, at least 18 years old, and the loan term plus the customer's age is no more than 60 years old;

2. Have China nationality (excluding Hong Kong, Macao and Taiwan residents);

3. Having worked in the place where the business organization is located for a long time and lived stably for half a year, and the business owner requires stable operation in the place where the business organization is located for one year;

4. Working in this unit for more than half a year (inclusive) and the monthly income after tax is not less than 2,000 yuan;

Three. Sunshine loan application materials

1. Second-generation resident ID card (spouse ID card is required for marriage).

2. Proof of income of the applicant, including but not limited to any of the following:

6-month uninterrupted social security/provident fund payment certificate, 6-month personal income tax payment certificate, valid salary certificate issued by personnel or financial department, 6-month bank payroll, etc.

3. Proof of marital status;

4. Proof of loan use;

5. Other supporting materials required by Rizhao Bank.