The theme of 65438+ card design is to express "the idea of staging", eat round beans with gluttonous peas, express the service of installment payment step by step, and relieve the tension of cardholders' accounts.
2. Enjoy the installment card holders can withdraw the installment amount through self-service channels (Postal Savings Credit Card APP, Postal Savings Bank APP, Postal Savings Bank Credit Card WeChat official account) or customer service hotline. The installment amount and number of installments will be determined when withdrawing. After the installment application is successful, it will be amortized in installments on the first billing date in the form of cash withdrawal. Customers only need to swipe their cards at the designated merchants opened by our bank. For example, if the customer spends 120000 yuan in installments on June/6 of that month, the first installment bill will be issued. Whether the customer spends or not, the customer must repay the current bill according to the bill amount, and the customer spends 120000 yuan at the merchant designated by the bank to support credit card consumption.
3. Application conditions:
1. Full-time employees of this unit who have reached the age of 22 and are Chinese mainland residents.
Two. The provident fund base is more than 6000, and it needs to be paid continuously for 12 months, and it is not allowed to break off and make up.
Three. Application process:
① Required information: my ID card.
Valid proof of work and assets.
credit card application form
Enjoy the interview record of installment card business
(2) Approval: The bank will grant the installment quota according to the applicant's credit status.
③ Consumption: Customers use the installment card to swipe their cards at designated merchants for consumption.