Repayment amount of industrial and commercial decoration loan The one-time loan amount cannot be reused. The decoration loan can be borrowed in two times, and the second payment can only be made after the first payment is settled. The bank will not accept the third payment. Be sure to find a bigger bank to avoid unnecessary trouble.

Loan method for industrial and commercial decoration

Personal housing renovation loans Personal loans of commercial banks all include personal housing renovation loans, which require the lender to provide assets recognized by the bank as collateral, or a third party with sufficient compensation ability to provide joint liability guarantee. Renovation contract, house sales contract, house purchase receipt or invoice are required to apply for this loan.

Personal unsecured loans can choose personal unsecured loans promoted by some banks. The loan procedure is relatively simple, and you can apply for a loan only by issuing personal income certificates and other materials. The loan can be used for decoration, home appliances purchase, wedding, honeymoon and so on.

Consumer finance company loans issued by consumer finance companies also do not need mortgages and guarantees. Because the amount of loans issued is relatively small, usually five times the monthly income of the lender, the speed of loan approval is also very fast.

Credit card installment newcomers can also use the installment function of credit card for home improvement. They can buy goods and services from cooperative home improvement merchants designated by commercial banks, and then apply to the bank credit card center for installment payment.