Once the JD.COM gold bars are closed, it is not so easy to open them when money is badly needed. The previous cancellation record will affect the next opening, and even if it can be opened, it may not be able to restore the previous quota.
Extended data:
1.JD.COM Gold Bar is a product of Jingdong Finance, which was listed in March 2065438+2006. It is mainly a customized cash loan service for users with good credit, with a maximum withdrawal limit of 200,000 yuan. [1]JD.COM gold bars have the characteristics of online loan, no mortgage, real-time batch and quick arrival, which is an extension of scene use and can also meet the cash needs of users in various scenarios.
Second, there is no close button for JD.COM gold bars, only a cancel button, which means that closing JD.COM gold bars means canceling JD.COM gold bars.
Before the cancellation of JD.COM gold bars, it is best to look at the page of JD.COM gold bars to see if there are any outstanding debts, because the cancellation of Jin Dong gold bars must pay off the debts. After paying off the debt, you can contact the online customer, enter the closed gold bar in the dialog box, and an automatic reply will pop up. Click the gold bar cancel button and follow the prompts.
Please note that after JD.COM Gold Bar closes, JD.COM account still exists. If the user doesn't even want this account, he can cancel the JD.COM account.
Third, JD.COM gold bars do not need mortgage, just bind stored-value cards and credit cards, and borrow money easily; Online loan, all processes can be received after online completion; Real-time approval and quick receipt. Generally, the loan application will be received within 5- 15 minutes after submission. Please refer to the bank card receipt of the receiving bank. Moreover, JD.COM gold bars can be returned as you borrow them, in advance, or in different periods such as 1, 3, 6, 12. Interest is calculated by the day.
Third, JD.COM white stripes.
“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment" [1][2], and has quickly become an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry. [3]
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users. [4]
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.