Hello, at present, we don't charge an annual fee for one card (except smart cards), but we charge an account management fee (the account management fee is charged monthly). The average monthly total assets of the one-card gold card account in Nanjing are less than 50,000 yuan in our bank (the assets on the last day of each month are not included in the average monthly total assets for the time being), and the account management fee of 20 yuan is charged for each card every month. More than 50 thousand yuan, free of charge.

In addition, opening a "one-card" gold card in our bank is not only included in the one-card demand deposit, but also requires you to make local and foreign currency deposits (including fixed deposits and call deposits under fixed and foreign exchange firm transactions), national debt, estimated market value of third-party depository (subject to system accounting), market value of open-end funds, etc. under all customer numbers (passbook, deposit certificate and one-card) opened by the branch to apply for account opening. If the assets meet the above criteria, you can apply at the counter. If you have any other questions, please visit "Online Customer Service" (website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!