1. Industrial Bank Lucky Official Explanation.
"Fuyunjin" is a general etiquette deposit slip, which is suitable for the daily etiquette needs of all family groups, especially for honoring parents and elders; "_ Yunjin" is specially designed for weddings to meet the needs of wedding etiquette, enhance the sense of ceremony and convey the blessings of elders; "Little God of Wealth Gold" is a "financial and business education" savings product specially designed for children, so that children can manage their pocket money from an early age and cultivate their financial and business ability; "Universal Gold" is a US dollar time deposit product, which mainly meets the growing demand for foreign currency savings for customers to study abroad, travel abroad, medical beauty and investment.
Second, the essence of bank financing.
When handling bank financing, users entrust the bank to manage money on their behalf. Whether the fund will be profitable when it expires and how much it will be profitable are just estimates in advance, not guarantees. If there is a problem with the due payment, the bank can be exempted, and the investor should bear the risk and be responsible for its own profits and losses. The exemption clause will be clearly written in the bank financing agreement, and it is useless for investors to queue up at the bank gate to beat drums.
Third, there are certain risks in the use of funds in bank financing.
1. Bank financing is the principle of bilateral contracts. Once the contract comes into effect, the user has no right to terminate the contract unilaterally. In other words, after the user purchases the bank wealth management, even if the money is urgently needed, there is no way to withdraw the money in advance, so he can only wait until the contract expires. Of course, some banks will also provide the function of bank wealth management transfer, so that investors with liquidity needs can transfer their unexpired wealth management products to other investors who are willing to take over through the trading platform built by banks, which can also be regarded as reducing the liquidity risk of bank wealth management to a certain extent.
We ordinary people may only have access to a small part of them. Never simply think that banks only handle deposits and loans, and never take it for granted that all business going to banks is as safe as bank deposits.