First, the order system:
1. "No installment" orders need to be repaid within 30 days after consumption. For example, if you spend 65,438+0,2065,438+0, April 65,438+0,2065,438, you only need to pay this consumption on May 65,438 and 2065,438 at the latest.
2. Orders selected as "installment payment" need to be repaid before the final repayment date of each installment. If there is no corresponding repayment date in the current month, it is the last day of the current month. Special note: 65438+1October 3 1 will be paid in three installments, and the payment deadline for each installment is: February 28/29 (if any), March 3 1 and April 30.
Second, the bill system is blank: the order amount after the last bill is consumed will generate the current bill. Repayment date = billing date +9 days. For example, users spend 1 in March and three IOUs in April, and the billing date of each month is 1.
① The consumption was 1 0,000 yuan on April 3rd, and the repayment date was May 10.
② On April 5th, the consumer spent 3,000 yuan in three installments, and the repayment dates were May 10, June 10 and July 10 respectively.
③ On April 8th, the consumer spent 2000 yuan, and the repayment date was May 10.
④ March 3 1 daily consumption 1000 yuan, not in stages, and the repayment date is April 10.
Extended data:
JD.COM baitiao
JD.COM White Bar is a member privilege of "Pay first, then pay" launched by Jingdong Finance for Jingdong members. Users can use IOUs to pay for some products in JD.COM Mall. It is the first Internet consumer financial product in the Internet industry. In addition, the "White Strip" has also opened up O2O, global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding, etc., extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
It is understood that Baitiao has started the related work of accessing the credit information system. That is to say, although we can use white bars for installment consumption, the relevant records on white bars will be reported to the credit information system in the future.
Overdue IOUs will result in a certain percentage of liquidated damages, which may also have a certain impact on credit and later use. At the same time, after the overdue IOUs, JD.COM will remind users to pay back through letters, short messages, e-mails, telephone reminders, letters, door-to-door visits and judicial channels. If necessary, it will also entrust an external agency to remind you. In order to avoid affecting you, please repay on time.