The credit card has been repaid in installments, and as long as the repayment amount of each installment is deposited into the credit card on time, it will be repaid;
Credit card repayment method:
Our ATM directly deposits money into credit card accounts;
Other banks transfer money to credit cards through ATM;
Transfer money to credit cards through online banking and mobile banking;
Cross-bank transfer via WeChat and Alipay (free cross-bank transfer).
2. Can the money transferred to the savings card after the cash installment of China Merchants Bank credit card be withdrawn?
Yes, the money transferred from China Merchants Bank credit card to savings card by stages can be withdrawn, and it is all taken out at one time.
Cash installment is a business provided by cardholders to withdraw cash and repay it in installments. After successful processing, the money will be transferred to the China Merchants Bank Card under the cardholder's own name.
Cash installment business is limited to cardholders who apply for business cards (including financial business cards), shopping cards, Anna protection cards or supplementary cards.
Whether the cash installment application is approved or not shall be subject to the comprehensive evaluation results of China Merchants Bank Credit Card Center.
The number of periods includes: 3 periods, 6 periods, 18 periods and 24 periods, and the corresponding handling fee for each period is 0.95%, 0.80%, 75% and 0.75% respectively. Handling fee per installment = total installment principal × handling fee rate per installment, and the installment principal and handling fee are fully included in the minimum repayment amount of the current bill.
Cash installment application currency only supports RMB. Each application starts from 2000 yuan, and the cumulative maximum application amount does not exceed 50000 yuan, subject to our review)
The money obtained by applying for cash installment shall not be used for investment (including but not limited to buying houses, stocks, futures and other equity for consumption (including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical care, etc.). ).
3. Is the monthly car payment directly deducted from the bank card?
According to your own choice, you can deposit it directly into the designated bank on the repayment date, or you can directly bind it with other savings cards and automatically deduct the money.
Generally, when buying a car loan, banks will be chosen as the main body of the loan. For convenience, you will use the bank card that the customer is already using. If it must be a designated bank, and the customer does not have a bank card of this bank, he needs to open an account separately.
After completing the formalities, customers can directly bind other bank cards and choose automatic deduction, so that they can directly deduct the money on the date (to ensure that there is enough money in the bank card) to avoid forgetting to repay and affecting credit information.
4. Does China Merchants Bank credit card car loan installment directly put money into the savings card?
Hello, "Easy Car Purchase" is a credit card car installment business launched by our bank. For details, please call our car installment service hotline: 4008-855-855, or log on to the credit card website/,and click "financial installment"-"car purchase" to inquire (/fincreditweb/cccar/default.aspx). Have a nice car purchase.
If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!