Because it is the software that the owner buys the loan. The owner, JD.COM Baitiao APP, is a lending software specially designed for car owners. It can provide professional credit consumption for car owners and support code scanning and installment shopping. If you buy a car, you can get a loan quickly through this JD.COM IOUs software, which is very practical.
How to buy a car by stages, can it be realized on the white strip of JD.COM car?
Yes, the operation process of JD.COM Automobile IOU application is as follows:
1. Select a good model and click Apply Now.
2. The information of financial members will be displayed on the page. Click to agree to the agreement and apply.
3. If the user does not have a real name in the security center, please authenticate his real name according to the page first, and then the page shown above will appear.
4. After filling in the information, the pre-approval amount will be prompted. It should be noted that the pre-approval amount is not the actual loan amount, and the actual loan amount is subject to the final approval.
5. After applying, click My Order to view the review progress.
The universal application system will be approved on the same day in Che Yi. Com will contact the loan applicant to confirm the information and collect offline information within 3-5 working days. Please pay attention to keep your mobile phone open.
The process of buying a car with a loan in JD.COM can be completed in these four steps.
Friends who often buy online know that JD.COM Baitiao can buy all kinds of goods in JD.COM Mall, but few people know that Jingdong Finance can also borrow money to buy a car. Today, I would like to introduce the process of getting a car loan in JD.COM to friends who are planning to buy a car. I hope it will help you.
Auto White Strip is a loan product provided by Jingdong Finance for friends who need to buy a car. The loan amount will be calculated according to everyone's income, credit record and housing situation. The longest term is 3 years, and the minimum down payment is 20%.
First of all, I want to tell you how to find the page of JD.COM loan to buy a car in JD.COM.
1. Enter Jingdong Finance official website through the "Jingdong Finance" entrance on the homepage of JD.COM Mall or directly search for "Jingdong Finance" in Baidu;
2. We can find the "white strip" entrance in Jingdong Financial official website, and click to enter the white strip page;
3. On the white strip page, you can find the entrance to the white strip of the car.
Then, let's take a look at the process of getting a car loan in JD.COM.
1. Select your favorite car on the JD.COM loan car page, and choose the loan amount and loan term according to your actual situation;
2. After submitting the loan application, wait for the staff to call back and provide on-site service;
3. With the help of the staff, submit relevant loan materials and down payment and wait for loan approval;
After the loan is approved and the next payment is made, everyone can go to the car shop to pick up the car.
Generally speaking, the process of buying a car with a loan in JD.COM is relatively simple, and everyone can have a good loan experience.
Does JD know? The IOUs of COM affect the loan to buy a car.
If the user repays the loan on time while using the JD.COM IOU, the normal repayment information will not affect the car loan. However, if the user's loan is overdue and the overdue record is uploaded to the credit information, it will lead to poor credit information, and users who apply for car loans with poor credit information will not be able to pass the car loan review.
JD.COM Baitiao is the first Internet credit payment product launched by JD.COM. It conducts credit evaluation through big data and provides credit payment services for users with high credit rating and consumer demand. Providing a consumption experience of "consumption first, payment later, real-time approval and arbitrary installment" has established Jingdong Finance's leading brand position in the consumer finance industry.
JD.COM Baitiao allows users to enjoy the service of paying first and shopping in installments in JD.COM Mall, with the longest installment of 24, and the execution interest rate is lower than that of bank credit cards. It has opened up O2O(JD.COM to the home), global purchase and product crowdfunding in JD.COM system, and gradually covered the fields of renting, tourism, decoration, education and wedding in the later period, providing credit consumption services for more consumers.
In positioning, "JD. COM White Strip is a kind of credit payment service that provides users with high credit rating and consumer demand through credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
In addition to providing convenience for users to pay by installments at will, Baitiao launched the official creative product store-Time Grocery Store, adhering to strict aesthetic standards and quality standards, creating and selecting various beautiful and interesting life gadgets for users, and establishing a healthy and quality life attitude with young people.
JD.COM Baitiao not only brings convenience to users, but also attaches great importance to the safety of users being embezzled by JD.COM Baitiao.
In the whole process of account login, activation, transaction and information modification, JD.com's Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behavior and high-risk orders, and get through to the mall distribution system to intercept the last mile high-risk orders. JD.COM white anti-theft brush is a unique advantage in the industry.