It can be used in consumer businesses such as department stores, building materials and homes, high-star hotels and high-end restaurants. , and is suitable for large-scale durable consumer goods, weddings, childcare, settlement (rental, property, heating costs, etc. ), pay taxes (vehicle purchase tax, etc. ), health and other consumption.
The installment fee and interest of CCB are together, and there is no specific calculation separately. It can also be understood that the fee is interest and the interest is the fee. There are 6 stages to choose from, 6, 12, 18, 24, 36 and 48. The handling fee rate varies with the number of periods.
It is understood that the handling fee rate of these six installments is 0.52%; 12 repayments in installments, with the handling fee rate of 0.48% per installment; 18 installment repayment, with the handling fee rate of 0.50% per installment; 24 issues, and the handling fee rate for each issue is 0.51%; Repay in 36 installments, with the handling fee rate of 0.52% for each installment; Repay in 48 installments, and the handling fee rate of each installment is 0.55%.