1. Operation: The certificates to be provided include proof of business domicile, renovation contract of business premises, purchase agreement of business equipment, product purchase and sale contract, etc.
2. Purchase of equipment: If the loan is for the purchase of equipment, you need to provide the corresponding equipment quotation or purchase order.
3. Consumption: You need to provide relevant supporting documents, such as car purchase invoices and vouchers, purchase and sale contracts for commercial houses, and purchase vouchers for household appliances.
4. Decoration: If the loan is used for decoration, it is necessary to provide the decoration project budget issued by renovation contract and the decoration company, including material costs, labor costs, receipts, etc.
5. Education: You need to provide admission notice, tuition receipt and other materials that can reflect the amount of tuition.
6. Wedding: wedding banquet contract, jewelry invoice, etc. Should provide.
7. Purchase: If the loan is used for purchase, you need to provide the corresponding order voucher.
8. Travel: there must be travel contracts, hotel consumption invoices, receipts, etc.
9. Others: related invoices, pos bills, etc. Should be provided.
Application material
1, second-generation ID card
2. Work certificate
3. Proof of loan use
4. proof of income (proof of income in the past six months)
5. Proof of residence
If the above conditions are met, as long as the information is complete, the loan can be received as soon as 1 day, and it has a unique remote approval mode, and the loan can be obtained only by 1 visit; The loan term can be arbitrarily selected from 12 months, 24 months and 36 months. Applying for a bank credit loan is very simple. You just need to go to the bank, fill out an application form, a contract, and the loan application is completed.
If you want to borrow money to buy a house or a car, the user can provide a house purchase contract or a car purchase contract. If you buy large durable goods, you can ask the seller to issue an invoice when shopping in shopping malls, networks and third-party channels.
If you want to decorate with a loan, you can issue renovation contract or commercial housing sales contracts, purchase invoices and other related information. If you are traveling, you need to provide the contract signed with the travel company. If you are traveling freely, you need to keep tickets, accommodation, round-trip air tickets and other relevant credentials. If it is a car loan, you need to provide a car purchase contract signed with a 4S shop or dealer, a down payment certificate and a repayment certificate. If the borrower can't provide the bank or lending institution with the loan purpose certificate, it is often necessary to sign a loan purpose statement as a guarantee.