1. Download an APP of China Merchants Bank on your mobile phone and open it.

2. Enter the account password or log in by direct fingerprint verification.

3. Overview of accessing my account.

4. Then you can see the account information of e-loan, and click Enter.

After going in, you can see how much money E still owes.

How to repay the e-loan of China Merchants Bank? Raiders collection!

In China, in addition to state-owned commercial banks, joint-stock banks are also very popular with the people. Many friends have applied for China Merchants Bank's credit card and applied for China Merchants Bank's e-loan through the credit card. However, some friends are at a loss when they pay back the money. Let's help you solve this problem today.

There are two repayment methods for China Merchants Bank's e-loan, one is to repay with the loan, and the other is to repay by installments. The specific repayment methods of these two methods are different:

Borrow and return.

Choose friends who borrow first and then pay back, and pay back when you have spare money. In addition, after the monthly bill is generated, you can repay more than 10% of the bill amount without affecting your credit history.

instalment repayment

Friends who choose to repay by installments can make financial repayment according to the monthly bill. In addition, installment repayment also supports everyone to pay off the loan in advance.

The repayment steps of China Merchants Bank E are as follows:

1. After entering the "Pocket Life" APP, everyone needs to log in to their credit card account first;

2. On the "My" page, you can find the "Audit Repayment" entrance;

3. Click to enter, and you can find the e-loan bill of China Merchants Bank at the bottom of the credit card bill (China Merchants Bank e-loan has a separate electronic account);

4. Click "Repay Now" and everyone can complete the repayment online.

Matters needing attention in e-loan repayment of China Merchants Bank:

1, the overdue e-loan of China Merchants Bank is likely to affect everyone's personal credit information, remember to repay on time;

2. The generation date of e-loan bill of China Merchants Bank is the same as the credit card billing date, and the repayment date is also the same day;

3. Credit card arrears and e-loan arrears of China Merchants Bank need to be paid off twice.

How does China Merchants Bank E repay the loan in advance?

E loan can be repaid in advance. Users can find e-loans in China Merchants Bank App and personal loans, and then click Repayment to repay. However, when repaying in advance, it is necessary to pay off all installment fees and outstanding principal in one lump sum, without any reduction or exemption. If you choose to borrow and pay now, you can repay at any time, and there is no other cost.

E. The ways to repay the loan in advance are as follows:

1. Apply for prepayment in the personal account of China Merchants Bank's online banking, and select the "Repayment" option in the personal account after logging into your own account.

2. Download the mobile app of China Merchants Bank for e-loan prepayment. After logging into your account, click the "Review Repayment" button in the personal center, and then make prepayment in this interface.

3. Call the customer service telephone number of China Merchants Bank at 95555 to apply for prepayment, and follow the instructions of telephone manual customer service.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 8.0. 16

E-loan is a cash loan product provided by China Merchants Bank, which is a short-term cash credit business for eligible credit card holders, and bears interest on a daily basis. After the application is successful, the money will be transferred to the valid one-card account opened by the cardholder in China Merchants Bank or the debit card of other banks supported by China Merchants Bank (the account opening certificate must be the same as the bank's credit card).

This money can not be used for investment, such as house purchase, stock and futures investment, but can only be used for consumption, such as decoration, home appliances, wedding, car purchase, student aid, tourism and medical care.

"e-loan" has an independent bill, and the date of the bill is the same as that of the personal credit card. The interest generated in each billing cycle will be summarized into the "Cyclic Interest" of the current bill. Repayment needs to be made to the "e-loan" account separately.

The timely repayment of e-loan of China Merchants Bank has increased the fixed amount, and its use characteristics are as follows:

1, lightning loan: no materials, no mortgage, online application, the fastest 30 seconds to complete the application; ?

2. Exclusive limit: independent e-loan account, exclusive cash limit, up to 30W, separate bookkeeping and separate repayment;

3. For the first assessment, the PBC interface will be called (which means that the credit report will be checked). If the evaluation is successful, an account will be added and the loan will be credited to a debit card at one time (supporting multiple banks); ?

4. Daily interest calculation: the daily interest rate is 0.05% (0.04% during the promotion period), and the e loan can be paid off at any time, without affecting the personal account;

5. Flexible repayment: only the minimum monthly repayment is required, and the minimum repayment is calculated according to 10% of the total debt on the billing date. Pocket Life Application Process: Log in to Pocket Life App and select Card. Pay "→e to apply for a loan, and the system will give the audit results in real time.

How to repay the loan of China Merchants Bank E

First, enter the China Merchants Bank App, select the account overview on the home page, and then find the e-loan account of China Merchants Bank in the account overview. Click on the e-loan account of China Merchants Bank to enter, and you can see the remaining amount and the amount to be repaid of China Merchants Bank e-loan. Then, choose prepayment, enter the amount of full repayment, and you can repay all at once.

It should be noted that the prepayment of e-loan of China Merchants Bank cannot reduce the handling fee. After the e-loan installment prepayment application is approved, the unpaid installment payment and the remaining unpaid handling fee must be paid in one lump sum, and the collected installment handling fee will not be refunded.

"E-loan" is a short-term cash credit business with daily interest for eligible cardholders provided by China Merchants Bank.

After the application is successful, the approved funds will be transferred to the debit card in the cardholder's own name. "e-loan" has an independent bill, and the date of the bill is the same as that of the personal card. The interest generated in each billing cycle will be summarized and included in the "circulating interest" of the current bill. Repayment needs to be made to the "e-loan" account separately. At present, the repayment channels supported are: pocket life, mobile banking and online banking.

China Merchants E-Loan is a credit loan product, which does not need guarantee and mortgage. Online application is subject to online review. After the user has passed the audit, the lending speed of e-lease loan is relatively fast. When applying for this product, you need to check the credit report of China People's Bank. If the user has poor credit, then you can't apply for this product. This product bears interest on a daily basis, allowing users to repay flexibly.

Of course, China Merchants e-loan also supports users to repay by installments and the minimum repayment amount, and users can choose the repayment method at will.

E-loan is an online loan product. E-loan invitation is a credit card exclusive large cash installment business, and its application premise is that the user must have a credit card. But in essence, if you apply for e-loan, the loan amount will be credited to the user's bank card, and the money in the bank card can be withdrawn, which is the same as the cash loan in online loan products.

It's just that e-loan is in the form of credit card, not loan record, which is different from ordinary online loan.