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How to urge creditors to pay back the money?
Lending money to you is support, not urging is trust, and paying back money is honesty. Please don't undermine your integrity with the support and trust of others.

When you are in trouble, friends are willing to lend you money to help you solve your urgent needs, which shows that people trust you. This is a great kindness. No matter when he asks you to pay back the money afterwards, you can't complain or get upset. It must be difficult for him to ask you to pay back the money. In fact, finding someone to pay back the money is very similar to finding someone to borrow money, which is difficult to talk about. So, don't take others' help for granted, please be grateful to those who help you when you are at a loss.