1, the age is above 18 years old (inclusive), and the sum of the age and the loan term when applying for a loan is not more than 60 (inclusive).
2. Have a fixed residence in the countryside, be in good health, have full capacity for civil conduct and work, and hold valid identity documents.
3. According to the Measures for the Administration of Credit Rating of Rural Banks' Customers in Agriculture, Countryside and Farmers, the credit rating results of customers are medium and above.
4, should have a stable income and the ability to repay the loan principal and interest on schedule.
5, engaged in production and business activities, in line with national laws and regulations and industrial policies.
6, good conduct, no overdue loans when applying for loans.
7. Other conditions stipulated by the lender.