Changsha Bank Card is a large installment card, which is mainly used for car purchase, home improvement, wedding, travel, home appliances and so on. Repayment can be made in installments, the amount is about 500,000 to 300,000, and the installment is 6 to 48 months, and the annual interest rate is about 6% to 8%.

Application requirements:

1, the monthly punch card salary is not less than 3,000 yuan, social security and provident fund are paid on time, and the payment period is not less than 6 months.

2, good credit, no overdue records, the total credit card does not exceed 300,000 yuan.

Extended data:

Precautions:

1. Repayment method of Xinyitong loan: equal principal and interest repayment, equal principal repayment; Pay interest on schedule and repay the principal at one time. When installment repayment is adopted, the repayment cycle of loan principal and interest is executed on a monthly basis.

2. Heartwarming cards can only be used for car purchase, home improvement, travel, wedding, education and other reasonable personal and family consumption and expenditure needs. Can not be used to invest in the stock market, futures market, housing market, foreign exchange market, funds, insurance, bank wealth management products or other equity investments.

3. After the installment business of Xinyi Tongka is successfully handled, it will be repaid every month. The cardholder needs to deposit enough repayment amount into the credit card account on the final repayment date, and the system will deduct the due handling fee and principal from the account one by one on the final repayment date.

4. If it is necessary to repay the loan in advance, the user can contact the account manager who handles the loan or the handling network of the loan for consultation.

Baidu Encyclopedia-Changsha Bank

Bank of Changsha official website-Xinyi Tongka