Excellent customers of Bank of China can apply for installment directly on the App of Bank of China, and the entrance is in the credit card application of the APP. Only high-quality customers have application portals. Users wait for approval after submitting relevant materials. After passing, they need to go to the counter for face-to-face, and then users can swipe their cards within the approved limit, and will not directly lend money to their bank cards. Please pay attention.

After being used in installments, BOC Youke will repay the loan in installments according to the agreed method. Youke installment is a credit card installment product for high-quality customers, with a quota of 300,000 yuan. With special debit or credit cards, hundreds of POS merchants can spend freely online. According to the user's credit situation, the installment quota is granted.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

Application version: v7.2.5

The quota obtained by BOC Youke in stages can be used for car purchase, decoration, home appliances, wedding, education and tourism. It should be noted that if Youke needs to use a special debit card for credit card installment consumption, it is generally necessary to use a special Youke installment POS machine to swipe the card at a merchant designated by the bank, mainly to avoid users cashing out.

Users must repay on time after using BOC Youke in installments, and there can be no overdue repayment, because overdue repayment will generate penalty interest, and the longer it takes, the more penalty interest will be. In addition, overdue repayment will affect personal credit information, and poor credit information will affect the handling of various loans, such as car loans or mortgages.

BANK OF CHINA (English name: Bank of China) is a large state-owned bank managed by the central government and a national vice-ministerial unit. It was established with the approval of Dr. Sun Yat-sen on February 5, 2002. China's banking business covers commercial banks, investment, securities, funds and aircraft leasing. It has been listed in China, Hongkong Stock Exchange and Shanghai Stock Exchange. 2002110/On 29 October, the third quarterly report of 200210 released by Bank of China showed that by the end of September, the total assets of Bank of China were 26.23 trillion yuan, an increase of 7.49% compared with the beginning of the year. In the first three quarters, the operating income was 456.074 billion yuan, a year-on-year increase of 6.32%; The net profit attributable to shareholders of the parent company was 65.438+063.523 billion yuan, up 65.438+02.22% year-on-year, of which the profit in the third quarter was 507./kloc-0.0 billion yuan, up 654.38+03.438+0% year-on-year.

Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.