JD.COM IOUs is a payment method introduced by JD.COM. In JD.COM Mall, you can use JD.COM White Bar to pay for your own shopping, and at the same time, you can enjoy 30 days' deferred payment or 24 installments.

Since then, Baitiao has also opened up O2O, global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios.

Extended data:

2065438+February 2004, Baitiao was launched in JD.COM Mall, providing customers with 30-day interest-free installment payment service when shopping, which has become a model of industry innovation.

In 20 15, Baitiao began to go out of JD.COM and integrate into more scenes with an open and cooperative attitude, providing users with credit consumption loans. Including a white co-branded credit card jointly created with the bank.

Cooperate with third-party merchants to provide services such as staged travel, renting, decoration, car purchase and education. And provide consumer financial support specifically for campus and rural people.

Baidu Encyclopedia-JD.COM Baitiao