Method 1. The total amount of Guangfa is divided into consumption amount and withdrawal amount. If you have a credit card with a credit limit of 20,000 yuan, swipe it with POS 1000 yuan. Then, let's see if you use the consumption limit or the withdrawal limit. When you have a credit card spending limit, if you installment it for him, your credit card limit will come back, and the returned limit is the installment-specific limit.

Method two. Call customer service directly to apply for the quota. Customer service will help you check whether you can apply for a quota for your bill or a single consumption. The application needs to be reviewed, and after it is approved, it can offset the bill installment or consumption installment. Then the call list that occupied the line became dropped, and the fixed line increased.

Users can swipe their cards directly in shopping, education, tourism, home improvement, wedding and other scenes in the mall. At the same time, users can also choose the electronic card of Guangfa's exclusive installment card for payment when shopping online, such as Taobao and JD.COM. It should be noted that since Guangfa's exclusive consumption installment card is an electronic card, users need to return the funds to the credit card account bound at the time of card repayment, and cannot directly transfer the funds.

A cardholder applying for a credit card online at Guangfa Bank shall meet the following conditions:

1. The resident city has branches of Guangfa Bank;

2. The age meets the requirements of Guangfa Bank;

3. Stable job and income;

4. Fill in the credit card online application materials as required.

If you want to apply for a Guangfa credit card but don't have time to go to a bank outlet, you can do it online, which is convenient and time-saving. Fill in personal information through the online credit card application interface of Guangfa Bank, and confirm that the card you checked will not be changed during the credit card application process. Then fill in your real information carefully and close the page after completing the application.

The online application process of Guangfa Credit Card is as follows:

1. Click "Credit Card" on the homepage to enter the Credit Card Center of Guangfa Bank and click "Apply Now".

2. Enter the credit card application page, confirm the checked card, fill in personal information and wait for the bank's approval.

After you submit your application, the bank will review the information you submitted and make a comprehensive evaluation according to the completeness and validity of the information and the card issuing policy of Guangfa Bank. Generally, you can check the application progress 10 working days after submitting the application form.

It should be noted that the website has a certain overtime protection mechanism. If there is no new operation within 20 minutes during the filling process, the application may be interrupted. Therefore, before you start to apply for a credit card, please make clear the card you want to apply for and prepare your own relevant information, including documents, card numbers, e-mail, addresses, zip codes and other complicated information, so that you can fill in it in time during the processing. If you plan to apply for Guangfa Credit Card, you need to apply first.

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