Need to go to the counter to activate. CITIC Yuan Mengjin is the exclusive consumption quota provided by CITIC Bank for credit card customers. After the application is successful, it needs to be activated at the counter. After activation, the limit will be displayed in the account and can be used normally. CITIC Dream Gold is prepared for customers' large credit card spending within the total credit line of CITIC Credit Card, which can be used for training, home improvement, car purchase, wedding and so on.