Chapter I General Provisions Article 1 In order to promote the development of social welfare undertakings in rural areas and establish and improve the rural social endowment insurance system, these measures are formulated in accordance with the relevant provisions of the state and the actual situation of our city. Article 2 The rural social endowment insurance shall follow the principle of voluntariness, and the endowment insurance premium shall be combined with individual payment and collective subsidy, so as to realize the integration of social endowment insurance systems such as clothing, industry and commerce for all kinds of people in rural areas. Article 3 The agricultural population aged 20 to 60 in this Municipality may participate in rural social endowment insurance in accordance with these Measures. Chap II payment of insurance benefits article 4 insurance benefit can be paid monthly or in one lump sum. The monthly payment standard is generally two, four, six, eight, ten, twelve, fourteen, sixteen, eighteen and twenty yuan. The one-time payment standard is generally 200, 400, 600 and 800. Tenth gear: 1000, 1200, 1400, 1600, 1800, 2000 yuan. The specific payment method and standard shall be selected by the insured according to his actual situation. Insurance premiums paid by individuals and collective subsidy funds are recorded in individual names respectively. Article 5 The employees of township enterprises shall take the enterprise as the unit, and other personnel shall take the village as the unit to receive insurance benefits. The number and time of annual payment shall be determined by the district and county endowment insurance management institutions. Article 6 During the insurance period, individuals or collectives may, according to the fluctuation of economic income, change the payment grade with the approval of the county-level endowment insurance management institution. Seventh township enterprises implement collective subsidies, and all kinds of personnel in the same insurance unit enjoy it equally. Township and village subsidy standards and measures shall be determined by themselves. The endowment insurance subsidy funds paid by township enterprises for employees shall be paid before tax according to 20% of the total wages of employees.

Parents of the only child participate in endowment insurance, and the amount of collective subsidy should be higher than other insured objects. Article 8 The applicant must pay the insurance premium on schedule. In case of serious disasters or other reasons during the insurance period, if it is unable to pay the old-age insurance premium, it can be temporarily stopped within the specified time after application and approval by the county old-age insurance management institution, and it can be voluntarily filled if conditions permit. Article 9. Farmers who change their rural areas and move their registered permanent residence to other counties can transfer their insurance relationship to new insurance channels or return the principal and interest paid by individuals to them. Chapter III Payment of Pensions Article 10 An applicant shall receive a monthly pension after reaching the age of 60 (or 55 or 50, which shall be determined by the applicant). According to the payment grade and fixed number of years, the payment standard determined by the Ministry of Civil Affairs shall be implemented.

(1) The monthly payment standard is:

Payment coefficient Monthly payment standard × (1.088 payment period-1) (The payment coefficients for receiving old-age pension at the age of 60, 55 and 50 are 1.24 186447,1./kloc-0 respectively.

(2) One-time payment standard is:

Contribution coefficient × lump sum payment amount × 1.088 cumulative years (the contribution coefficients for receiving a pension at the age of 60, 55 and 50 are 0.0072580, 0.005395 and 0.005438+08505 respectively).

With the adjustment of the national bank deposit interest rate, the standard of receiving pension will be adjusted according to the standard stipulated by the Ministry of Civil Affairs. Article 11 The pension guarantee period is ten years. If the insured is still alive after the expiration of the guarantee period, he will continue to receive the pension until his death. If a person dies after receiving a pension for less than ten years, the pension balance during the security period can be inherited. If the applicant has no heir or designated beneficiary, the rural social endowment insurance management institution shall pay the funeral expenses for him according to the regulations. Article 12 If the applicant dies during the insurance period, the principal and interest of the insurance premium paid by the individual shall be returned to his legal heir or designated beneficiary. Article 13 The insured shall not transfer, mortgage or repay the loan owed, and shall not falsely report or impersonate the pension. Chapter IV Management Institutions Article 14 The municipal, district and county civil affairs departments are the competent departments of rural social endowment insurance, responsible for administrative management, organization, coordination and planning. The rural social endowment insurance management institutions of the civil affairs departments of cities, districts and counties are responsible for the issuance, business management and filing of endowment insurance.

Township rural social endowment insurance management institutions are responsible for the collection and registration of insurance benefits and other daily work.

Township enterprises are represented by accountants or cashiers, who are responsible for receiving insurance benefits and issuing pensions. Fifteenth rural social endowment insurance institutions according to the current collection of insurance premiums of 3% of the total management service fee, graded use. Chapter V Management and Application of Insurance Funds Article 16 Cities, districts and counties shall set up rural social endowment insurance fund management committees to guide and supervise the management of endowment insurance funds. Seventeenth insurance premiums by the city rural social endowment insurance management office unified management, and set up a special fund account in the designated bank. Eighteenth pension insurance funds to implement special account management, earmarking, special storage. No unit or individual may directly use it for investment or lending. Misappropriation and corruption. Nineteenth the use of pension funds, mainly through bank loans for local economic construction, but also to buy national financial bonds to ensure value-added. Twentieth city, district and county pension insurance management institutions should regularly report to the competent authorities at the same level on the income and expenditure, accumulation and use of funds, and accept the financial. Supervision, guidance and audit of banks and audit departments. Chapter VI Supplementary Provisions