Not less than 3.025% and 3.575%. According to the mortgage interest rate table of Taian Bank in 2023, the interest rate of the second set of personal housing provident fund loans remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively. Taian is a city under the jurisdiction of Shandong Province. It is located in the middle of Shandong Province, bordering Jinan, the provincial capital, in the north, Qufu in the south, Linyi in the east and the Yellow River in the west.