Alipay Langfang Bank friend E wins 9 1 day, which is indeed the minimum income guarantee for capital preservation, but it does not mean that there is no risk.

Although there is no big risk for Alipay Langfang Bank friend E to win 9 1 day's principal and income, there are other risks that cannot be ignored:

1, Risk of theft of wealth management funds

Recently, Alipay account has been stolen. If the account is stolen, the bank card funds and wealth management funds in Alipay may be stolen.

2. Liquidity risk

Although the liquidity of Langfang bank friend E earning 9 1 day is better than that of Langfang bank friend E earning 365 days, it is still a closed-end wealth management product. Once you buy it, you can't withdraw it or take it out in advance, so those who need funds in the middle must be prepared;

3. The risk of bank failure or bankruptcy

Although the probability is small, it is not non-existent. In case of bank failure, the principal and income may be discounted, but the principal still needs to be paid back, and the income is hard to say.