From the name, we can see the purpose of Pufa's consumer reserve fund, which is positioned in the consumption stage, so it can only be consumed online or by credit card. Because after the customer has applied for the reserve fund of Shanghai Pudong Development Bank, the bank will directly transfer the money to the customer's "reserve fund account", and can't withdraw cash or transfer money.
Pufa Consumer Reserve Fund is mainly used for installment payment to meet customers' own consumption needs, so customers can only use it for consumption (including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical care, department stores, etc. After successfully applying for the consumer provident fund.
Pufa's consumer reserve fund cannot be used in real estate, stocks, futures, wealth management, equity and other investment fields, nor can it be used in non-consumer fields such as production and operation, repayment of other debts, nor can it engage in other illegal activities such as illegal fund-raising, and the "reserve fund account" cannot be withdrawn or transferred.
If the customer uses the reserve fund of Shanghai Pudong Development Bank for restricted purposes, then Shanghai Pudong Development Bank has the right to terminate the reserve fund business ahead of schedule and require the customer to pay off the installment balance in one lump sum. At the same time, Shanghai Pudong Development Bank will also have the right to refuse the customer's application for handling the business again.
If you want to apply for the reserve fund of Shanghai Pudong Development Bank, you can call the customer service telephone number of Shanghai Pudong Development Bank Credit Card Center: 400-820-8788, and directly transfer to the manual customer service application. You can also log in to the Shanghai Pudong Development Bank Credit Card APP or log in to official website to apply directly online; Finally, apply in person at the bank counter.
After the user successfully applies for the consumption reserve fund, the funds will be directly transferred to the special "reserve fund account" for the user to use, and then the user can repay the loan in installments as agreed. Pufa's petty cash account is generally a virtual credit card account, but users can also apply for a petty cash platinum credit card, that is, a physical card for petty cash.
Finally, regardless of whether the Pudong Development Reserve Fund is used or not, how much it is used must be repaid according to the agreement at the time of application, and the money will also have corresponding handling fees according to different stages.