1. Eligible customers submit loan applications through CITIC Bank's online banking or CITIC Bank's partner platform.

2. CITIC Bank reviews customers' loan applications online.

3. Customers sign credit and loan contracts with China CITIC Bank online.

4. The bank transfers the funds to the appropriation account agreed in the contract.

Second, hello! I would like to ask CITIC how to get a loan.

It is good to have a good credit card! !

3. Can CITIC Bank get a loan?

CITIC Bank can make loans. Personal loan object and conditional loan object:

1, China citizens with full capacity for civil conduct and overseas and foreign citizens with the right of abode in Chinese mainland;

2. Pay the down payment (not less than 30% of the total purchase price);

3. Have a stable economic income and the ability to repay the loan principal and interest;

4. Agree to use the purchased property as loan collateral. At the same time, the following conditions are met: 1, holding a legal household registration book (not limited to this city), ID card or business license, legal representative certificate or legal residence permit and passport, and buying commercial housing designated by the bank in this city; 2. Open a deposit account in a bank with a deposit balance of not less than 30% of the house to be purchased; 3. Having valid purchase contracts, agreements and other supporting documents; 4. Agree to mortgage the property under the purchase contract;

5. Willing to perform all the terms of the loan contract;

6. Other conditions stipulated by the bank. Materials to be issued and provided: 1, original and photocopy of resident ID card; 2. The original and photocopy of the house subscription book; 3. The original and photocopy of the down payment; 4. Proof of monthly payment ability, including: personal and family income certificate, deposit certificate (passbook or other securities), etc.