1. Ping An Bank's special provision for credit card consumption is actually an installment payment business. The cardholder (only the main cardholder can apply, but not the supplementary cardholder) applies to Ping An Bank for a sum of money that can be used for personal or family consumption (cash withdrawal is not allowed), such as car purchase, wedding, medical care, education, purchase of large durable consumer goods, etc. However, after the payment is received, it will give priority to offset the customer's credit card arrears.

2. Repay the principal and a certain amount of handling fee in installments after consumption (the principal and handling fee of each installment will be fully included in the minimum repayment amount of the monthly bill and occupy the available amount of the cardholder's credit card account). The extra emergency funds given by the bank will be credited to the credit card account at one time.

3. As for the application amount, the minimum is 2,000, and the maximum is 300,000 (it must be an integer multiple of 1000), and the number of optional periods is 6, 12, 18, 24,36, etc. (The specific application period and amount are subject to the application confirmation information on the website).

4. Customers can apply directly through Ping An Pocket Bank APP, online banking or hotline. After the application is submitted, the bank will feedback the audit results in real time. Once approved, the funds will be transferred to the cardholder's credit card account within two natural days after the hesitation period.

1. Special consumer reserve fund means that Ping An Bank provides cardholders with a small amount of consumer reserve fund through active invitation in order to meet the consumer demand of the main cardholder, and the cardholder can repay the principal and a certain amount of handling fee in installments.

2. Application conditions: Ping An Bank will regularly update the target customers who meet the application for "special consumption reserve". Only target customers can apply for "special consumption reserve" from Ping An Bank, and the bank has not listed specific conditions.

3. Handling: The special reserve fund for consumption is only applicable to the main cardholders of Ping An Bank, and the customers in the designated list are invited by the outbound marketing specialist of Ping An Credit Card.

4. After the "special reserve fund for consumption" is received, the cardholder's credit card current debt will be offset first. The principal and handling fee of each installment will be fully included in the minimum monthly repayment amount and will occupy the cardholder's available credit card account. The cardholder notifies the repayment according to the credit card statement and SMS. If the repayment is overdue or insufficient, the corresponding interest and late fees will be charged.