In addition, if the user's reserve fund is overdue, it will affect personal credit. Please pay attention to timely repayment and actively safeguard personal credit.
Pufa reserve fund can be spent by credit card. But you can't cash out. Moreover, the reserve fund of Shanghai Pudong Development Bank cannot be used for transfer and withdrawal. Pufa reserve fund opens a reserve fund account for users when it is used. Then, the money obtained from Shanghai Pudong Development Bank's application for consumer reserve fund will be transferred to the reserve fund account. Then use it. The Pudong Development Fund account is virtual++. There is no physical card. Can only be consumed and used online. There will be certain restrictions when using it. Only in decoration, car purchase, home appliances, wedding, student aid, tourism, medical care, department stores and so on. Can not be used to invest in stocks, real estate, etc. Pufa reserve fund will not occupy the credit limit of credit card when it is used. Users can use it safely at ordinary times.
However, users must return it on time after use. There can be no overdue repayment. And there will be a penalty interest if it is overdue. At the same time, the bank will collect overdue repayment. At the same time, it leads to poor personal credit information. Pufa Provident Fund can be repaid in installments after use. However, different periods charge different fees. Then there is the Pufa reserve fund, which can be returned in advance. You can also call the 24-hour customer service hotline to stop this business. However, you need to pay the remaining principal and handling fee in one lump sum.
Application conditions: Hold a credit card of Shanghai Pudong Development Bank.
Required information: ID card, credit card and basic personal information.
Application strategy:
1, this product was actually launched very early, but it has not been very popular. Recently, Bian Xiao saw many intermediaries in the circle of friends advertising to take orders, so I will update them for you. You can apply if necessary.
2. Don't call back after submitting the materials, and the whole process will be automatically approved by the system. After the line is issued, it does not occupy the credit card line, but it cannot be paid directly to the bank card, which can only be used for daily consumption, that is, it needs to find a merchant code to achieve it.