The maintenance cost of used cars has little to do with the number of years. If the second-hand car purchased by the owner intends to be used for a long time in the future, it is recommended to choose a second-hand car with stable condition and good action. If the used car is only one or two years old, when calculating the auto insurance premium, it is best to determine the insurance amount according to the purchase price of the new car.

This kind of insurance is all-insurance, and the owner can get compensation for the actual loss when the accident happens, such as replacing it with brand-new spare parts during maintenance. Within the scope of economic conditions, it is recommended to buy all risks for the choice of insurance types.

If the owner only buys used cars during the transition period, then the owner can choose used cars with long age, low configuration and relatively cheap price, and then re-transfer after the transition period. The calculation of auto insurance premium should naturally be based on cheapness. Firstly, the insurance amount is determined according to the actual value to reduce the premium, and the corresponding claims are also made in proportion. Then, in the choice of insurance, consider whether to give up the car damage insurance according to the model and the number of years. For old cars over 5 years old, you don't have to spend a lot of money on car damage insurance. If the owner is skilled and drives carefully, he can only insure the third party insurance. This is sufficient for the short-term use of the vehicle.

It is a flexible way to be determined by the insured and the insurance company through consultation. This kind of insurance usually appears on rare models or confiscated vehicles. Because the prices of rare models such as classic cars are often not comparable in the market, the value is relatively high, and the purchase price of confiscated vehicles is often too low. The insurance amount of these two kinds of cars is not easy to determine. Therefore, the insured needs to negotiate with the insurance company. Finally, a more reasonable calculation result of automobile insurance premium is obtained.

With the growth of car age, there will definitely be more and more spare parts to be replaced. After four or five years of car use, it is normal for the maintenance cost to reach tens of thousands of yuan a year. Buying a car is easy, but maintaining it is difficult. Consider the cost of car maintenance before buying a car. Oil, insurance and maintenance fees should also be counted as car maintenance fees. For car owners, rational use of their cars can effectively reduce the cost of car maintenance.