At present, with the development of funds, it can only be used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student consumption, tourism consumption and other small personal durable goods consumption.
Generally speaking, Xingye Suixing Sub-branch, as a bank credit card holder, needs to abide by the above rules. Xingye can apply for a maximum of 300,000 points with interest, and does not occupy the credit card limit. The longest is 36 issues.
The special consumption reserve fund of Industrial Bank is the installment quota of credit card, which will not occupy the fixed quota of credit card. However, the monthly repayment amount will be charged to the credit card bill after applying for petty cash. At the same time, petty cash cannot be withdrawn and can only be used for consumption staging.
In addition, the consumer reserve fund will also require users to upload consumption vouchers. Please pay attention to keeping invoices, receipts and other information.
What's the matter with the limited reserve fund of Industrial Bank?
1. The contingent reserve of Industrial Bank shows a line, which does not mean that it is a credit line granted by the bank, but may only be an estimated line, in which case the line cannot be used. If you want to use the quota for consumption installment, you need to submit an application to the bank
Second, the credit line of Industrial Bank with interest can only be used when spending by credit card, and cannot be withdrawn to debit card account.
Industrial Bank is one of the first joint-stock commercial banks in China approved by People's Bank of China, People's Bank of the State Council and People's Bank of China. Founded on August 22nd, 1988, and headquartered in Fuzhou, Fujian Province.
Taking customers as the center, Industrial Bank made unremitting efforts to promote product innovation, process optimization and technology upgrading, and formed a professional management system with corporate finance, retail banking and financial markets as its main businesses.
On August 26th, 20021year, Industrial Bank released the semi-annual report for 20021year. According to the announcement, Industrial Bank achieved operating income of108.955 billion yuan in the first half of the year, an increase of 8.94% year-on-year; The net profit attributable to shareholders of the parent company was RMB 4,065,438+0.10.2 billion, up by 23.08% year-on-year.