Longhua county proposes to promote the steady growth of real estate loans, implement the first set of lower interest rate limit of commercial personal housing loans with reference to the loan market quotation of minus 20 basis points in the same period, and strive to reduce the weighted average interest rate of commercial personal housing loans to 4.95% before August 3, 20221,so as to guide the steady, sustained and reasonable growth of personal housing loans. Reasonably meet the development loan needs of real estate development enterprises, especially private real estate development enterprises.
Support the development of passive ultra-low energy consumption commercial housing projects. Purchase new passive ultra-low energy-consumption self-occupied housing or newly renovated green building standard two-star and above self-occupied housing, and the housing provident fund loan amount will rise by 20%; Coordinate financial institutions to give key support to green building projects that meet the requirements, including credit lines, and give priority to ensuring credit supply; In terms of interest rate pricing, guide financial institutions to reduce the interest rate of project loans; In the aspect of loan acceptance and approval, the green channel model is adopted, giving priority to acceptance, approval and issuance.
Longhua county proposed to pay the land transfer fee in installments. The newly transferred real estate land may appropriately reduce the margin ratio, with a minimum of not less than 20% of the transfer reserve price; After the land transfer is completed, the land-using unit shall pay the down payment of 50% of the transfer price within 1 month after the signing of the transfer contract, pay 80% of the transfer price within 6 months, and pay the transfer price within 12 months, and pay interest according to the transfer contract.
After February 5, 2020, if a contract for transferring the right to use state-owned construction land is signed, the land-using unit may sign a change agreement with the County Natural Resources and Planning Bureau according to the procedures, and the land use fee shall be paid in installments. The liquidated damages incurred before signing the change agreement shall be paid in full. After the signing of the change agreement, the land use unit shall pay the land use fee within the agreed time limit. The construction unit that signed the contract for paying the land leasing by installments, after paying 50% of the land leasing and signing the letter of commitment, can apply for the construction land planning permit and the construction project planning permit on the basis of the Confirmation of Listing Transfer and the Contract for Transferring the Right to Use State-owned Construction Land. The examination and approval department can only handle the construction permit if the legal requirements are complete. The real estate registration department shall issue relevant certificates to support real estate enterprises to handle bank loan procedures. Before the bank mortgage loan, all land transfer fees and related taxes should be paid, and formal real estate registration procedures should be handled.
Rational allocation of commercial and residential proportion in newly-built residential quarters. According to the actual situation of the county, the proportion of newly-built community commercial and comprehensive service facilities in the total construction area of the community can be no less than 10% or reasonably configured according to the actual construction situation of the construction project area, location and layout.
Adjust the node of returning pre-sale funds of commercial housing, and continue the policy of benefiting enterprises in the supervision of pre-sale funds during the epidemic. For real estate development enterprises that do not have engineering quality problems, wage arrears for migrant workers, and related letters and visits problems, key supervision funds of the project can be extracted one node in advance in the "commodity house pre-sale fund supervision system".
The county will implement monetary resettlement. Combined with the real estate market situation, adhere to monetary resettlement, encourage the masses to choose monetary resettlement for resettlement houses that have not started construction, and increase and clarify preferential policies for monetary resettlement when formulating housing expropriation plans.
The document also proposes to support the high-quality development of construction enterprises. Construction enterprises applying for qualification upgrading and grading are not limited by the initial grade, and the competent department of industry may assist in the declaration. When dividing the qualification reorganization, you can use the achievements completed by the construction engineer during the original enterprise; For newly upgraded local construction enterprises, the county-level government where the enterprise is registered can give a one-time reward of 654.38+10,000 yuan; Subsidiaries with an annual output value of1500 million yuan or more registered in our county with special construction qualification or first-class construction general contracting qualification outside the province are not restricted by the initial level when applying for similar qualification of their parent company.
At the same time, Longhua county requires improving the payment method of project funds. Construction projects with state-owned investment or state-owned enterprise investment as the main body should give priority to the implementation of the project payment guarantee system. Actively advocate other social investment projects to implement the project payment guarantee system, and the construction unit needs to settle the project payment according to the contract to ensure the progress, quality, safety and reliable operation of the construction project; Encourage enterprises outside the county to undertake construction projects in Longhua County, and undertake the same projects with the county construction enterprises in the form of a consortium, and give key support to the construction projects undertaken by the consortium in tax policy. If the value-added tax paid by the consortium exceeds 6.5438+0.5 million yuan in Longhua County, the government where the project is located can give the consortium a maximum one-time reward of 500,000 yuan.