Staging plan can only be used by offline cooperative merchants to spend by credit card, which is mainly applicable to large-scale durable consumer goods, weddings, childcare, home installation (rent, property, heating costs, etc. ), tax payment (vehicle purchase tax, etc. ), health and other purposes.
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Credit card installment of CCB is the installment business of CCB.
It is the installment credit line granted to customers after bank review. It can be used in consumer businesses such as department stores, building materials and homes, high-star hotels and high-end restaurants. Suitable for large-scale durable consumer goods, weddings, child care, home installation (rent, property, heating costs, etc. ), tax payment (vehicle purchase tax, etc. ), health and other consumption, but can not be used for cash withdrawal and transfer. You need to pay back on time after use, otherwise your credit will be affected if it is overdue.
1. Although it can be regarded as a credit card issued synchronously with installment, it is essentially different from ordinary credit cards, and the installment amount can only be used by the merchants designated by CCB according to the purpose agreed at the time of handling.
2. After the installment quota is approved, the validity period is only 60 days. If the installment card is not used within 60 days, the credit limit will be recovered and the installment card limit will become 0.
3. The installment card can be regarded as the installment credit card of CCB. Although it is a credit card, there is no fixed amount, only the installment amount applied for.
Generally, banks will only issue special cards after the installment plan is approved. This card is a UnionPay brand RMB card and will be sent by express delivery. After the card is sent, a short message will be sent to the applicant's mobile phone number, and a card letter will be received about 5 working days after receiving the short message reminder. After activation, you can use the installment plan for consumption.