Yes China Agricultural Bank's Happy Sharing Easy Card has an annual fee. Music staging can enjoy interest-free period, but interest-free is not free, and a handling fee will be charged after staging. "Le Fenyi" is a credit card installment payment product provided by China Agricultural Bank to meet customers' shopping, wedding, home improvement, tourism, education and other consumer needs, with a maximum amount of 300,000 and a maximum period of 60 installments.