ICBC e-installment is a special installment business in which ICBC transfers credit card amount to debit card for consumption. It is said that the consumption usage scene can be brushed wherever it can be brushed. So, is this really the case? Let me tell you where ICBC e can spend in installments and whether it can be spent online.

Where can I spend in installments?

After the successful installment of ICBC e, the credit card amount will be transferred to the installment-specific debit card, and the card can be used for consumption.

Although it seems that there are many places to consume, it is obvious that POS machines must be swiped online to consume. Credit card merchants are mainly in the fields of car purchase, leasing, home improvement, wedding, education, tourism and so on. , and it is not a merchant outside the blacklist of MCC codes of ICBC Head Office.

Except for the first time, you can't use the e-installment special debit card for online consumption. Even if the special debit card is bound to Alipay, you can't pay online.

How to repay ICBC e after installment consumption?

ICBC (E) must repay the loan on time after the installment, and the repayment will be returned to the credit card account provided when you handle the e-installment business. The repayment date of ICBC e installment is the same as that of credit card, so you must repay at the end of repayment, otherwise it will be overdue.

Everyone should know the consequences of overdue. If there are liquidated damages and interest, it will also affect credit.

The above is "Where can ICBC e spend in installments? Can't you spend it online? "In short, after E is transferred to debit card by stages, it can only be spent on POS machines in designated industries of ICBC, and it is not allowed to spend online or withdraw cash for transfer. Everyone should consider it clearly when handling it.