It is understood that the funds of Pufa Universal Fund can only be used for decoration, dividends, wedding, car purchase, education, tourism, medical care and other consumer fields, and cannot be used for non-consumer fields such as production, operation and investment. In order to verify whether the cardholder has used the funds according to the agreed purpose, Shanghai Pudong Development Bank will require the cardholder to provide the consumption certificate of the universal fund.
Valid vouchers for general cash consumption include invoices, credit cards, receipts, transaction contracts, etc. For capital transactions, they need to match the situation of a single transaction. Otherwise, once the number does not match, it will be regarded as an invalid voucher, and the bank will regard the cardholder as not using the universal cash according to the specified purpose, and require the cardholder to pay off the outstanding principal and installment fee of the universal cash in one lump sum.